Law Summary
Contribution Sharing Between Employer and Employee
- Monthly contributions are shared equally between the employee member and the employer.
- Specific salary ranges correspond to predefined salary bases and total monthly contributions.
Premium Contribution Schedule and Amounts
- Salary ranges and corresponding monthly base contributions are set as follows:
- ₱0.00 to ₱3,499.99: Salary Base ₱3,000.00, Total Contribution ₱75.00, Employer and Employee shares ₱37.50 each.
- ₱3,500.00 to ₱3,999.99: Salary Base ₱3,500.00, Total Contribution ₱87.50, Employer and Employee shares ₱43.75 each.
- ₱4,000.00 to ₱4,499.99: Salary Base ₱4,000.00, Total Contribution ₱100.00, Employer and Employee shares ₱50.00 each.
- ₱4,500.00 to ₱4,999.99: Salary Base ₱4,500.00, Total Contribution ₱112.50, Employer and Employee shares ₱56.25 each.
- ₱5,000.00 and above: Salary Base ₱5,000.00, Total Contribution ₱125.00, Employer and Employee shares ₱62.50 each.
Payment Deadlines and Methods
- Public and private sector employers must pay monthly premium contributions on or before the 10th of the month following the applicable period.
- Payments are to be made through PhilHealth accredited collecting banks (ACBs).
Premium Contributions for Individually Paying Members
- The premium for individually paying members (including self-employed, voluntary, and overseas worker members of the SSS) is fixed at ₱75.00 per month.
- These contributions may be paid quarterly, semi-annually, or annually.
Administrative Authority
- The circular was adopted by Enrique M. Zalamea, President and CEO of PhilHealth, on November 8, 1999.
Key Legal Concepts:
- Shared contribution scheme promotes employer-employee cost sharing.
- Defined salary base and premium rates establish clarity and uniformity.
- Payment deadlines enforce compliance and timely remittance.
- Special provisions accommodate self-paying members promoting inclusivity in health insurance coverage.