Question & AnswerQ&A (PRESIDENTIAL DECREE NO. 626)
The State shall promote and develop a tax-exempt employees' compensation program whereby employees and their dependents, in the event of work-connected disability or death, may promptly secure adequate income benefit and medical or related benefits.
'Employer' means any person, natural or juridical, employing the services of the employee. 'Employee' means any person compulsorily covered by the GSIS or SSS, including members of the Armed Forces and employees working as casual, emergency, temporary, substitute, or contractual workers.
Dependents include legitimate, legitimated, or legally adopted children unmarried and not gainfully employed under certain ages or incapacitated, the legitimate spouse living with the employee, and the legitimate parents wholly dependent upon the employee for support.
Yes, coverage in the State Insurance Fund is compulsory upon all employers and their employees not over sixty years of age, including employees over sixty years who pay contributions to qualify for retirement or life insurance benefits administered by the System.
The Fund is not liable for compensation if disability or death was caused by the employee's intoxication, willful intention to injure or kill himself or another, notorious negligence, or other conditions as provided under the Title.
The Commission is composed of four ex-officio members: Secretary of Labor (Chairman), the GSIS Manager, the SSS Administrator, the Chairman of the Philippine Medical Care Commission; and two appointive members representing employees and employers. It coordinates policies of the employees' compensation program and exercises administrative, regulatory, and adjudicatory powers.
The employer shall remit a contribution equivalent to one percent of the employee's monthly salary credit, paid entirely by the employer and not deducted from the employee's wages or salaries.
No, an employee shall not be entitled to receive income benefits under this Title and utilize sick leave credits simultaneously. Sick leave credits remain preserved if unpaid during such leave or absence.
Employers who fail to record actual sickness, injury, or death in the logbook or who give false or withhold material information shall be liable to pay 50% of the lump sum equivalent of the income benefit to which the employee may be entitled, payable to the State Insurance Fund.
No, no agent, attorney or other person shall demand or charge any fees for such services; any stipulation to the contrary is null and void. Violators may be fined or imprisoned, or both, at the discretion of the court.