Title
Valmonte vs. Belmonte, Jr.
Case
G.R. No. 74930
Decision Date
Feb 13, 1989
Petitioners sought access to GSIS loan records of public officials, invoking constitutional right to information. SC ruled in favor, mandating disclosure as a matter of public concern, but denied creation of borrower lists.

Case Summary (G.R. No. 157542)

Petitioners

Ricardo Valmonte, Oswaldo Carbonell, Doy Del Castillo, Rolando Bartolome, Leo Obligar, Jun Gutierrez, Reynaldo Bagatsing, Jun “Ninoy” Alba, Percy Lapid, Rommel Corro, and Rolando Fadul, all asserting their constitutional right to information on matters of public concern.

Respondent

Feliciano Belmonte Jr., President and General Manager of the GSIS, represented by his Deputy General Counsel, who refused to disclose borrower lists and loan documents, citing confidentiality.

Key Dates

– June 4, 1986: Petitioners’ initial letter requesting borrower names and loan documents.
– June 17, 1986: GSIS Deputy General Counsel’s refusal letter.
– June 26, 1986: Filing of the petition for mandamus and preliminary injunction.
– February 7, 1986: National elections preceding the contested loan grants.

Applicable Law

The petition invokes the right to information under the 1987 Philippine Constitution (Art. III, Sec. 7) and the policy of full public disclosure (Art. II, Sec. 28). Governing statutes include P.D. 1146 (Revised GSIS Act of 1977) establishing the GSIS fund’s public character.

Procedural Background

After the GSIS refusal, petitioners filed a special civil action for mandamus. Both parties submitted comments and memoranda; respondent raised procedural objections, principally the failure to exhaust administrative remedies before the GSIS Board of Trustees.

Ruling on Exhaustion of Remedies

The Court held that exhaustion of administrative remedies is not required where only questions of law are involved. Because petitioners’ claim invoked a constitutional right to information, courts are more competent than administrative bodies to resolve the issue.

Right to Information

Under the 1987 Constitution citizens have “access to official records, and to documents, and papers pertaining to official acts, transactions, or decisions,” subject only to limitations prescribed by law. Prior decisions (Tanada v. Tuvera; Legaspi v. CSC) established this fundamental liberty.

Public Interest

Information concerning the use of GSIS funds—which are public contributions guaranteed by the State—and loans extended to legislators who oversaw GSIS appropriations, clearly constitutes a matter of public concern. Public accountability requires transparency in the management of such funds.

Confidentiality and Privacy

No statute grants the GSIS a general privilege to withhold loan records. The right to privacy is personal and cannot be invoked by the GSIS or by corporate entities. Even public officials enjoy a diminished expectation of privacy regarding official transaction

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