Title
Gonzales vs. Philippine National Bank
Case
G.R. No. L-33320
Decision Date
May 30, 1983
A stockholder sought to inspect PNB's records under the Corporation Law, but the Supreme Court ruled the right is not absolute and requires good faith. PNB's charter confidentiality provisions prevailed, and the petitioner's motives were deemed speculative.

Case Summary (G.R. No. L-33320)

Petitioner and Respondent

Petitioner: Ramon A. Gonzales
Respondent: Philippine National Bank

Key Dates

• April 27, 1967 – Gonzales files his first taxpayer suit against PNB and other government actors.
• August 30, 1967 – Gonzales acquires one share of PNB stock.
• January 11, 1969 – Gonzales requests inspection of PNB’s records concerning three major transactions.
• January 23, 1969 – PNB denies the request.
• Trial court dismissal – Gonzales’s mandamus petition is denied.
• May 30, 1983 – Supreme Court issues its decision (under the 1973 Constitution in force at the time).

Applicable Law

• Corporation Law (Act No. 1459, §51, as amended) – former law granting stockholder inspection rights.
• Corporation Code (Batas Pambansa Blg. 68, §74) – current law preserving but qualifying inspection rights.
• PNB Charter (Republic Act No. 1300, §§15, 16, 30) – imposes confidentiality and prescribes penalties for unauthorized disclosure.
• Procedural remedy – special civil action for mandamus.

Background Facts

Gonzales, having initiated several taxpayer suits challenging PNB’s financing of public-works and sugar-mill projects, acquired a single share of PNB stock to gain standing to inspect its corporate books. He wrote to the bank’s president seeking access to records on (1) a US$23 million sugar-mill financed by Japanese suppliers for Southern Negros Development Corporation; (2) the ₱21 million Cebu-Mactan Bridge project; and (3) construction of the Passi Sugar Mill in Iloilo. The bank’s legal counsel denied the request as unrelated to Gonzales’s interest as a one-share stockholder and questioned his motive.

Procedural History

Gonzales filed a special civil action for mandamus in the Court of First Instance of Manila, which dismissed his petition. He appealed, contending that Section 51 of Act No. 1459 conferred an absolute right to inspect corporate records and that his motive was proper.

Legal Issue

Whether a stockholder’s right to inspect corporate records under the former Corporation Law or the current Corporation Code is absolute, and whether that right yields to the confidentiality provisions of PNB’s charter.

Analysis of Inspection Rights under Corporate Law

Under Act No. 1459, §51, the records of all business transactions “shall be open to the inspection” of any stockholder. Jurisprudence had conditioned this right on a stockholder’s good-faith purpose reasonably related to his interests. The Corporation Code (BP Blg. 68, §74) retains the inspection right but explicitly requires that the requester act “in good faith and for a legitimate purpose” and not have previously misused information from prior inspections. The Code also prescribes civil and criminal liability for wrongful refusal to allow inspection.

Confidentiality under the PNB Charter

Republic Act No. 1300 classifies PNB as a special-charter bank. Sections 15 and 16 grant exclusive inspection authority to central-bank examiners and protect bank records from disclosure except to the President, the Finance Secretary, the bank’s board, o

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