Title
Subic Bay Distribution, Inc. vs. Western Guaranty Corp.
Case
G.R. No. 220613
Decision Date
Nov 11, 2021
SBDI sued WGC over a P8.5M performance bond after PASSI defaulted on petroleum payments. SC ruled WGC liable, upholding delivery proof, no material alterations, and surety obligations.

Case Digest (G.R. No. 220613)
Expanded Legal Reasoning Model

Facts:

  • Contractual Relationships and Agreements
    • Subic Bay Distribution, Inc. (SBDI) and Prime Asia Sales and Services, Inc. (PASSI) entered into a Distributor Agreement on April 16, 2001, effective for two years and renewable annually. Under Item 6.3, PASSI was to secure a performance bond from a bonding company chosen by SBDI. Credit terms: payment within 15 days; credit limit of ₱5 million.
    • PASSI obtained an ₱8.5 million performance bond from Western Guaranty Corporation (WGC) despite the ₱5 million credit‐limit clause.
  • Default, Demand, and Litigation
    • PASSI failed to pay for petroleum deliveries totaling ₱100,256,601.17. SBDI sent demand letters to PASSI (Jan. 7, 2002; Feb. 11, 2002) and to WGC (Jan. 15; Feb. 12; Feb. 27, 2002) for ₱8.5 million under the surety bond. No payment or protest ensued.
    • SBDI sued WGC for sum of money (Civil Case No. 02-1524, RTC Makati, Branch 136). WGC counterclaimed alleging collusion and material alteration of the Distributor Agreement without its consent.

Issues:

  • Whether the Court of Appeals erred in holding that:
    • SBDI failed to prove actual delivery of petroleum products to PASSI; and
    • Material alterations to the Distributor Agreement released WGC from liability.

Ruling:

  • (Subscriber-Only)

Ratio:

  • (Subscriber-Only)

Doctrine:

  • (Subscriber-Only)

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