Revised Postal Money Order Regulations 1990

National Emergency Memorandum Order No. 23 (May 17, 1990) authorizes the Postal Services Office to fix maximum amounts of domestic and international money orders subject to the NEMO limits.
PSO Administrative Order No. 90-19 promulgates revised regulations for both Domestic Money Order Service and International Money Order Service effective October 1, 1990.
The Assistant Secretary issues implementing guidelines and may issue amendments or revisions to the Money Order System.

The regulations revise the Domestic and International Money Order System to set operational limits, denomination cards, fees, payment rules, and procedures.
The order requires attention to operational sequence of serial numbers to ensure the integrity of money order issuance.

No money order card shall be issued for a predenominated sum greater than TWO THOUSAND (P2,000.00) PESOS.
No Postmaster shall sell more than Twenty Thousand (P20,000.00) Pesos in a day to one party payable to one payee, unless specifically authorized by the Assistant Secretary.
The Assistant Secretary for Postal Services may increase these limits, but only within the amounts provided under Section 3 of National Emergency Memorandum Order (NEMO) No. 23.
Money orders must use five (5) pre-printed and color coded denomination cards with Alpha Numeric Serial Numbers: P2,000.00, P1,000.00, P500.00, P300.00, and (flexible) P200.00.

The P200.00 denomination card is used for amounts from P200.00 and below, and the amount is written on the money order form.
When the P200.00 denomination card is used, the amount must be indicated in words between “AMOUNT” and “PESOS.”
If the money order contains centavos, the centavo figure must be written in the space between “PESOS and CVOS” as 15/100 or 45/100 (as applicable to the centavos).

The Money Order Fee is collected from the remitter based on the aggregate or total amount applied for per application, and not on the number of cards issued to complete one application.
The fee rates are:
- Up to P200 — P5.00
- Above P200 up to P500 — P10.00
- Above P500 up to P1,000 — P20.00
- Above P1,000 up to P2,000 — P40.00
- Every additional P1,000 or fraction thereof in excess of P2,000 — P10.00
The paying money order office must be indicated for Domestic Money Order; “METRO MANILA” alone cannot be used.
The paying office must be written specifically (e.g., “Manila,” “Quezon City,” “Pasay City,” etc.).

Domestic money orders issued in the Philippines may be paid at the designated paying office, the issuing office, or any commercial bank if presented for payment within ninety (90) days from the date of issue.
If there are two or more money order post offices in a city or municipality, the money order may be presented for payment in any one of them.
Money orders must be paid from the money order collection of the office or from a cash advance requisitioned for the purpose from the Regional Office pursuant to Accounting, Auditing, and Treasury regulations.
In case of death of the payee, payment is made to the lawful representative of the deceased payee, whether an executor or administrator.
If there is no regular administrator upon the estate of the deceased, payment is made to the next of kin in the following order: surviving spouse and children, father and mother, and brothers and sisters in equal proportion within each group.
Postmasters, postal tellers, and other employees are prohibited from cashing money orders payable to government agencies when such money orders are drawn in payment of taxes, licenses, and other dues and fees due the government.

For a lost money order, an application for a duplicate may be filed after thirty (30) days from the date of issue but within three (3) years with the Money Order Section or with any money order office that transmits it to the Money Order Section.
Mutilated money orders may be replaced immediately upon application.
A money order not paid or repaid within ninety (90) days from the date of issue is stale and not valid.
When a stale money order is presented for payment or repayment, it must be forwarded to the Money Order Section accompanied with a properly accomplished application for “revalidation.”
Proceeds of unpaid money orders more than 90 days old are transferred once a year to a fund known as the “Stale Money Order Fund.”
Any amount unpaid for three (3) years is transferred to “Unappropriated Surplus.”
A validated money order or a duplicate issued in lieu of an invalid order is paid only within 90 days from the date of issue of the duplicate or revalidated money order.
If such validated/duplicate order is presented for payment after 90 days, it is not paid and is sent to the Money Order Section for issuance of a new order at a fee of Ten (P10.00) Pesos per card.
The Postmaster must issue the corresponding Official Receipt for the P10.00 fee when issuing the new order after the 90-day period.

The Assistant Secretary may extend the money order service to other countries and places through bilateral agreements and determines the rates and conditions.
Money orders issued in foreign countries for payment in the Philippines must be paid through checks drawn against the account of the Money Order Fund.
No international money order may be issued for more than One Hundred U.S. dollars (U.S. $100.00).
The maximum may be increased to Five Hundred U.S. dollars (U.S. $500.00) subject to consultation with the Central Bank of the Philippines.
Fees for issuance of International Money Order are:
- Up to U.S. $50.00 — P25.00
- Above U.S. $50.00 up to U.S. $75.00 — P40.00
- Above U.S. $75.00 up to U.S. $100.00 — P60.00

Postmasters and other officials must ensure that the sequence of money order consecutive numbers is not broken.
When the sequence is found not to have been followed, the fact must be immediately reported to the Money Order Section and all offices to which copies of the Schedule of Money Orders Issued and money order accounts are sent, stating the numbers issued out of sequence and the reason thereof.
The out-of-sequence fact must be recorded in the Schedule of Money Orders Issued for the period.
Postmasters, tellers, and other officials found violating this Order and other existing issuances relating to the Money Order Service are administratively dealt with under pertinent rules and regulations.
The Assistant Secretary is authorized to prepare implementing guidelines and amendments or revision to the Money Order System.

All previous Administrative Orders, Circulars, and other issuances pertaining to the Money Order Business that are inconsistent with PSO Administrative Order No. 90-19 are repealed or amended accordingly.

The order is signed by TAGUMPAY R. JARDINIANO (Assistant Secretary) and OSCAR M. ORBOS (Secretary).