Title
Revision on HDMF Retention Fee Release Policy
Law
Hdmf (pag-ibig Fund) Circular No. 346
Decision Date
Sep 8, 2014
Revised policies streamline the release of retention fees and loan documents for developers converting CTS accounts to REM accounts, ensuring timely processing upon submission of required documentation.
A

Scope of Revised Policies

  • The amendments specifically revise Section VII-C, Subsections 2 and 3 of HDMF Circular No. 259.
  • These revisions concern the release of retention fees and loan documents when converting CTS accounts to REM accounts.

Release of Retention Fee to Developers

  • Retention fees previously withheld under Section 1-C (3), Subsection 3.3.2 of HDMF Circular No. 259 and its amendments shall be processed for release upon submission of required documents.

  • The release is structured as follows:

    • Portion allotted for Bureau of Internal Revenue (BIR) expenses: Released upon submission of:
      • Notarized Deed of Absolute Sale (DOAS).
      • Updated Real Estate Property Tax (REPT).
    • Balance allotted for Local Government Unit (LGU) and Registry of Deeds expenses: Released upon submission of the Certificate Authorizing Registration (CAR).

Release of Checks Pending Before Guideline Issuance

  • All checks pending release at the time these revised guidelines take effect may be released to developers who:
    • Are currently active.
    • Have good track records in title conversion and consolidation.

Release of Titles to Developers

  • Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT) shall only be released upon:
    • Submission of a duly notarized Trust Receipt and Deed of Undertaking by the developer.
    • Confirmation that the loan account related to the titles is updated and in current status.

Repeal or Amendment of Conflicting Provisions

  • All other terms and conditions under Pag-IBIG Fund Circular Nos. 259, 287, 297, and 298 inconsistent with these revised policies are hereby repealed, amended, or modified accordingly.

Effectivity

  • The revised guidelines take effect immediately upon issuance.

Signatory

  • Signed by Atty. Darlene Marie B. Berberabe, Chief Executive Officer.

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