Title
1-Year Expiry for Prepaid Load
Law
Ntc-dict-dti Joint Memorandum Circular No. 05-12-2017
Decision Date
Jan 5, 2018
The NTC, DICT, and DTI mandate a one-year expiration period for all prepaid loads from the date of top-up, promoting consumer welfare and ensuring fair telecommunications practices while allowing providers to offer longer validity options.
A

Need for Regulatory Update

  • Previous NTC Memorandum Circular No. 03-07-2009 set expiration periods for prepaid loads based on load amounts.
  • Changes in subscriber base (from 75.57 million in 2009 to 130 million in 2016) affected cost structures and necessitated revision.
  • Fixed network costs and declining per subscriber carrying cost justified extending load validity.

Section 1: Definition of Terms

  • Clarifies important terms such as:
    • Bucket of services: storage unit for calls, SMS, data, or content purchased by subscribers.
    • ICT and ICT Provider: entities and technologies involved in electronic communication and information processing.
    • Prepaid service: telecommunications accessed by topping up credits.
    • Public telecommunications entity: providers of telecom services to the public.
    • Top-up: credit addition to enable prepaid services.
    • Promotions: limited-time marketing activities involving discounts or cheaper rates.

Section 2: Scope

  • Applies to all prepaid loads from all ICT providers and public telecommunications entities.

Section 3: Expiration of Prepaid Load

  • Prepaid loads, regardless of amount, expire one (1) year from the latest top-up date.
  • The validity period is counted from the most recent top-up.
  • Public telecommunications entities may offer longer validity if they choose.

Section 4: Exclusions

  • Prepaid loads for promotions and bucket of services with specific approved usage periods are excluded.
  • Such promotions must be approved by the DTI and/or NTC.

Section 5: Violations and Penalties

  • Violations of the expiration period rules are subject to penalties under the Public Telecommunications Policy Act, DICT Act, and others.
  • False, deceptive, or misleading advertisements on prepaid loads and services invoke penalties under the Consumer Act and related rules.

Section 6: Repealing Clause

  • Preexisting inconsistent rules from DTI, NTC, and DICT are repealed or amended to conform with this Circular.

Section 7: Separability Clause

  • Any inconsistent circulars, memoranda, orders, or rules are superseded or amended accordingly.

Section 8: Effectivity

  • The Circular takes effect fifteen (15) days after publication in a newspaper of general circulation.
  • Certified true copies are to be furnished to the UP Law Center.

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