Title
Clarification on Medicare Coverage for IPMs
Law
Phic Philhealth Circular No. 25
Decision Date
Aug 9, 2001
The PHIC PhilHealth Circular No. 25 clarifies that Individually Paying Members (IPMs) and their dependents must have paid at least three monthly premium contributions within the last six months to maintain Medicare eligibility, with benefits suspended for those who fail to meet this requirement.
A

Suspension of Eligibility Due to Non-Payment

  • Eligibility of IPMs to avail of Medicare benefits is suspended if premiums are not paid for a prescribed period (quarter, semester, or year).
  • Suspension commences on the second month of the quarter following the missed or unpaid premium period.

Proof of Payment Required for Benefit Availment

  • IPMs must submit valid proof of payment for at least three (3) monthly contributions within the immediate six (6) months prior to the month of availment.
  • Acceptable proofs include:
    • Machine validated MI-5 form
    • Machine printed receipt
    • Government Official Receipt
    • Bank receipt

Implementation and Coverage of Suspension

  • The suspension rules are effective immediately as of August 9, 2001.
  • They apply to all claims filed starting February 2, 2001.
  • Claims under these rules need not be referred to the Claims Review Unit.

Continuity of Other Related Provisions

  • All other provisions consistent with this Circular, as stated in PhilHealth Circular No. 09, series 2001, remain effective and enforceable.

Purpose and Scope

  • The Circular clarifies and operationalizes eligibility, suspension, and documentation requirements for Medicare benefits of IPMs and their dependents under the National Health Insurance Act of 1995.
  • It ensures compliance with Section 46-b of the Revised Implementing Rules and Regulations.

Legal Authority

  • Issued and adopted by the President and CEO of PhilHealth, Francisco T. Duque III, M.D., M.Sc., on August 9, 2001.
  • Draws authority from the Revised Implementing Rules and Regulations of the National Health Insurance Act of 1995.

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