Title
BSP rules on foreign ownership in banks
Law
Bsp Circular No. 96, S. 1995
Decision Date
Oct 31, 1995
BSP Circular No. 96, S. 1995 amends regulations to exclude the equity of multilateral financial institutions from the capital stock ownership calculations of non-Filipino citizens, facilitating foreign investment in the banking sector while ensuring developmental funding and international economic stability.

Legal basis and policy linkage

  • Monetary Board Resolution No. 1164 (October 11, 1995) adopts, as policy, the exclusion of equity of multilateral financial institutions in determining capital stock ownership by non-Filipino citizens under BSP Circular No. 572, as amended.
  • The Circular implements that policy by amending the Manual’s foreign ownership rules in specific sections:
    • Subsecs. 1346.4.A (Book I)
    • Subsecs. 2346.4.A (Book II)
    • Item 4.A of Appendix 18 (Book IV)

Amended definition of “foreign firms”

  • Subsecs. 1346.4.A (Book I), 2346.4.A (Book II), and Item 4.A of Appendix 18 (Book IV) are amended to revise the meaning of “Foreign firms.”
  • “Foreign firms” refers to partnerships more than forty percent (40%) of whose capital is owned by non-Filipino citizens.
  • “Foreign firms” refers to corporations more than forty percent (40%) of whose total subscribed capital stock is owned by non-Filipino citizens.
  • The determination of capital stock ownership by non-Filipino citizens must exclude the equity of multilateral financial institutions when the qualifications are satisfied.

Exclusion rule for multilateral financial institutions

  • Equity of a multilateral financial institution is excluded in determining capital stock ownership by non-Filipino citizens if the institution satisfies all listed qualifications.
  • The multilateral financial institution must be either:
    • owned or controlled by member countries, but
    • does not possess any national identity.
  • The multilateral financial institution must source its funds from:
    • capital stock subscriptions and contributions by member countries.
  • The primary responsibility of the multilateral financial institution must be to:
    • provide funds for developmental purposes and international economic stability.

Technical scope of amendments

  • The Circular amends only the specified Manual provisions on foreign ownership determination:
    • Subsecs. 1346.4.A (Book I),
    • 2346.4.A (Book II), and
    • Item 4.A of Appendix 18 (Book IV).
  • The amendments operate through a revised definitional rule using the >40% foreign ownership threshold.
  • The exclusion applies specifically to determining capital stock ownership by non-Filipino citizens, not to other unrelated ownership tests in the Manual.

Adoption, signatory, and administrative character

  • The Circular is adopted on 31 Oct. 1995.
  • It is signed by ANDRE NAVATO, Officer-In-Charge.
  • The Circular is structured as an amendment instruction that updates the Manual’s operative foreign ownership definitions and thresholds.

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