Title
Free Medicare for Government Retirees
Law
Presidential Decree No. 408
Decision Date
Mar 6, 1974
Presidential Decree No. 408 provides ad interim Medicare coverage for government retirees in the Philippines, ensuring their healthcare needs are met, with funds taken from the Medicare Insurance Fund under the administration of the Government Service Insurance System.
A

Funding Source and Financial Provisions

  • The estimated yearly cost of approximately P2.3 million for the Medicare benefits of retirees will be sourced from the surplus of the Medicare Insurance Fund.
  • The Medicare Insurance Fund is administered by the Government Service Insurance System (GSIS).

Termination upon Implementation of Program II

  • The free Medicare coverage for government retirees under this decree automatically ends once Program II of the Philippine Medicare Act is implemented.

Annual Valuation and Government Guarantee

  • A yearly valuation of the Medicare Insurance Fund is mandated to assess sustainability.
  • If the Fund cannot sustain the free coverage, the National Government is required to guarantee payment of contributions to continue coverage.

Limitations on Coverage

  • The free Medicare coverage applies only to eligible government retirees.
  • Legal dependents of retirees are excluded from this free Medicare coverage.

Implementation and Rulemaking

  • The Government Service Insurance System is tasked to adopt rules and regulations to implement the decree.
  • These rules must be issued within 30 days from the date of the decree.

Context and Legal Authority

  • The decree was issued by President Ferdinand E. Marcos under constitutional powers and relevant proclamations.
  • It responds to the petitions of the Philippine Government Retirees Association, considering retirees’ limited pension and government welfare responsibilities.

Implementing Guidelines

  • GSIS Circular No. 172, dated March 19, 1974, provides the implementing rules and regulations for the decree, facilitating its execution.

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