Pag-IBIG Loan-to-Value and Multiple Loans Rules

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HDMF Circular No. 353: Pag-IBIG Loan-to-Value and Multiple Loans Rules

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Title Source: Supreme Court: Pag-IBIG Loan-to-Value and Multiple Loans Rules

Law: Hdmf Circular No. 353

Decision Date: May 15, 2015

HDMF Circular No. 353 establishes revised loan-to-appraised value ratios for housing loans, allowing borrowers to access multiple loans up to a total of P6,000,000, while ensuring that all loans remain within their repayment capacity and linking defaults across accounts.

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