Question & AnswerQ&A (GSIS Resolution NO. 188)
Survivors shall receive a survivorship pension and a cash payment equivalent to eighteen times the basic monthly pension (BMP).
They receive a cash payment equivalent to 100% of the average monthly compensation for every year of creditable service, but not less than P12,000.
No, survivors of such members are not entitled to any survivorship benefit from the GSIS.
They are entitled to the survivorship pension.
The survivors receive a cash benefit equivalent to 100% of the average monthly compensation for every year of creditable service, but not less than P12,000.
Generally, no. However, if the member did not receive separation benefits within four years of separation, primary beneficiaries shall receive a cash benefit equivalent to 100% of the average monthly compensation for every year of creditable service, but not less than P12,000.
The survivorship pension comprises the basic survivorship pension (BSP), which is fifty percent of the BMP paid to the dependent spouse, and the dependents' pension (DP), which is ten percent of the BMP paid to each dependent child up to five children.
Dependents include the legitimate spouse dependent for support, legitimate, legitimated or legally adopted children who are unmarried, not gainfully employed, and under majority or incapacitated due to defect prior to majority, and parents dependent for support.
Applications must be filed within four (4) years from the death of the member or pensioner.
AMC is the average salary for the last three years of service prior to death or separation, where the corresponding premium contributions have been paid and remitted to GSIS.