Title
Credit Card Use for Senior Citizen Discounts
Law
Dswd No. 1-2009, S. Of 2009
Decision Date
Mar 26, 2009
Senior citizens are permitted to use credit cards for purchases eligible for a 20% discount, including medicines and food, while cash payments are required for basic necessities totaling P650 or less.
A

Q&A (DSWD Resolution NO. 1-2009, S. OF 2009)

Republic Act No. 9257, also known as the Expanded Senior Citizens Act of 2003, provides for the 20% Senior Citizens Discount.

The discount applies to hotels and similar lodging establishments, restaurants and recreation centers, and purchase of medicines in all establishments exclusively for the use and enjoyment of senior citizens.

Yes, senior citizens can use credit cards to avail of the 20% discount.

Yes, Section 4, Article 7, Rule V of the IRR states the 20% discount applies regardless of the amount purchased from covered establishments.

No, the Department of Trade and Industry clarified that the law does not distinguish the mode of payment when availing the discount.

Credit card payments are allowed for purchases above P650 to avail the 5% discount; for P650 or less, payment should be made in cash.

Yes, credit card payments are allowed in purchasing prescription drugs and medicines entitled to the 20% discount.

Yes, credit card payments are allowed where credit card facilities are available and store policies permit it.

The main requirement is the exclusive use and enjoyment of the senior citizens.

It was adopted on March 26, 2009.


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