Question & AnswerQ&A (GSIS Resolution NO. 46)
The mandatory retirement age is 65 years old, unless the service is extended by appropriate authorities in accordance with existing civil service rules and regulations.
Regular Members are those who, together with their government agency, are required to remit life and retirement premium contributions to GSIS as mandated under Section 5 of RA 8291.
Premium payments remitted beginning due month May 2012 for members beyond 65 shall no longer be credited in the computation of Total Length of Service (TLS) and Periods with Premium Payments (PPP) except in certain cases, and these premiums shall be returned to the members through their remitting agency.
Exceptions include presidential appointees with service extension approved by the Office of the President, non-presidential appointees extended by the Civil Service Commission to complete 15 years of service under RA 8291, and non-presidential appointees extended pursuant to RA 8292 and RA 9500.
Officials elected to public office before age 65, appointive officials appointed by the President before age 65, and employees in co-terminus or highly confidential positions who reach age 65 and have their services automatically extended.
Premium contributions collected before May 2012 for service rendered beyond age 65 that have not been refunded will be credited towards the member's Total Length of Service and Periods with Premium Payments unless the member opts for a refund.
Members must file a request through a letter or a Member's Request Form (MRF), and if previous claims were disapproved, reprocessing requires submission of an Application for Retirement and Other Social Insurance Benefit Form.
Agency Authorized Officers must submit to GSIS within 30 days the list of members with their membership options and any notices of extension issued by the agency.
The membership coverage of the member shall be discontinued effective from May 2012 for those beyond 65 upon BR 44 issuance, or the month following the member's 65th birthday for those turning 65 thereafter.
The Technical Support Departments of the Operations Group conduct annual data extraction, and the Membership Department manages notification and monitoring processes.