Title
CTPL 3-Year Policy Implementation Guidelines
Law
Ic Circular Letter No. 10-2005a
Decision Date
Apr 25, 2005
Effective May 2, 2005, all non-life insurance companies are mandated to issue three-year Compulsory Third Party Liability (CTPL) insurance policies, with specific approval and consortium requirements set by the Insurance Commission.
A

Q&A (IC CIRCULAR LETTER NO. 10-2005A)

The issuance of 3-Year CTPL policies shall commence not earlier than May 2, 2005.

No, all forms for 3-Year CTPL coverage must be separate and distinct from comprehensive motor vehicle policies.

The forms must be submitted to the Insurance Commission and duly approved by the Insurance Commissioner.

The submission must be done before May 2, 2005.

On or before September 1, 2005, non-life insurance companies shall be pooled into a consortium.

The Philippine Insurers and Reinsurers Association will oversee the pooling of insurance companies to provide the 3-Year CTPL insurance coverage.

The forms and premiums to be used by the consortium shall be submitted for approval on or before August 15, 2005.

The consortium must designate a managing IT company on or before August 15, 2005, subject to accreditation and reportorial requirements of the Insurance Commission.

The circular was adopted and signed by Benjamin S. Santos, Commissioner of the Insurance Commission.


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