QuestionsQuestions (Act No. 1524)
The Circular is issued pursuant to the Pag-IBIG Fund Board of Trustees approval (296th Board Meeting, 24 July 2013) and is anchored on the mandate to promote Kasambahay rights through mandatory coverage under R.A. No. 10361 (Domestic Workers Act), aligning with R.A. No. 9679 (Home Development Mutual Fund Law of 2009) and its implementing rules.
A Kasambahay/Domestic Worker is someone who works within the employer’s household, whether on a live-in or live-out arrangement.
Any person who engages and controls the services of the Kasambahay and is a party to the employment contract.
An arrangement where the Kasambahay works within the employer's household but does not reside therein.
Mandatory coverage applies to: (1) General Household Helper; (2) Yaya (Nanny); (3) Cook; (4) Gardener; (5) Laundry Person; and (6) any person who regularly performs domestic work in one household on an occupational basis (live-out arrangement).
Service Providers, Family Drivers, and any other person who performs work occasionally or sporadically and not on an occupational or regular basis may still register voluntarily.
After rendering at least one (1) month of service to the employer.
Kasambahays must register online through the Kasambahay Unified Registration System (Kasambahay URS) and accomplish the computerized Unified Registration Form for Kasambahays; employers must also register through the same URS, accomplish the computerized Unified Registration Form for Employers, and accomplish the Household Employment Unified Report Form.
Both Kasambahay and employer must accomplish the Unified Registration Form in hard copy; the employer must also accomplish the Household Employment Unified Report Form in hard copy; submitted to the nearest Pag-IBIG Fund branch.
No separate membership registration is required for Pag-IBIG if the employer registered the Kasambahay with SSS/PhilHealth through the Kasambahay URS, because they are already considered registered with the Fund; remittance to those agencies follows their respective policies.
Immediately after the employer and Kasambahay’s membership registration with the Fund.
For compensation P1,500 and below: total MS rate shouldered by the employer is 3%.
For over P1,500 to P4,999: total MS rate shouldered by the employer is 4%.
If at least P5,000: both Kasambahay and employer pay their proportionate share; the maximum monthly compensation used for computing either share shall not exceed P5,000.00; MS rate per share is 2.0% for each (Kasambahay 2.0%, Employer 2.0%) for P5,000 and above.
Monthly mandatory savings shall be remitted on or before the 10th day of every month starting from the date of membership registration.
Incidences such as: (1) Leave without pay; (2) Resignation; (3) Involuntary separation from employment; and (4) Death.
A penalty of 1/10 of 1% of the amount due per day of delay is charged to the employer in case of late remittances. If the employer fails to pay within the month, the penalty is charged starting from the first day immediately following the date of full settlement.
No penalty shall be charged if the employer registers the Kasambahay on or before 27 December 2013, provided the employer remits the corresponding monthly Mandatory Savings due reckoned from the first month after the date of employment of the Kasambahay or from 04 June 2013, whichever comes later.
It takes effect immediately.