Title
Emergency Loans for Laid-Off ECC-SSS Members
Law
Letter Of Implementation No. 150
Decision Date
May 1, 1984
Guidelines for emergency loans are provided to displaced workers in the Philippines, offering financial assistance to those who were laid-off after September 1, 1983, with repayment terms and release of funds dependent on the loan duration.

Questions (LETTER OF IMPLEMENTATION NO. 150)

It became effective on January 2, 1984; ECC-SSS members laid off on or after September 1, 1983 and who can prove their separation may apply starting from that effective date.

ECC-SSS members who were laid off (displaced workers) on or after September 1, 1983 due to the present economic crisis, and who can submit proof of separation from employment.

The member must have been laid off on or after September 1, 1983.

The member must be able to submit proof of separation from employment, such as certification by the employer or any other proof of termination or loss of employment.

The member must have been an employee who rendered an aggregate service of one (1) year.

The issuance allows a three-month emergency loan; the loan duration depends on the member’s qualification under these guidelines, resulting in either a one-month loan for those outside the main three-month eligibility or a three-month loan for eligible laid-off members.

A one-month emergency loan must be repaid within one (1) year.

A two-month or three-month emergency loan must be repaid within two (2) years.

The loan bears simple interest at five percent (5%) per year.

No; the loan shall not be deductible in advance, and no service fee shall be charged.

Any previous loan balance shall not be deducted from the new loan.

The grant is made in two releases: two (2) releases for a two-month loan, and three (3) releases for a three-month loan.

They must be supported by a certification that the borrower is still separated from employment and not-employed.

The member-borrower must notify the SSS immediately.

The member must duly notify the SSS.

No; members separated before September 1, 1983 are entitled only to a one (1) month-salary loan under existing SSS policies.

At the SSS Main Office or at any regional, provincial district offices of the SSS.

It takes effect immediately upon issuance.


Analyze Cases Smarter, Faster
Jur helps you analyze cases smarter to comprehend faster, building context before diving into full texts. AI-powered analysis, always verify critical details.