Title
Union Bank of the Philippines vs. Concepcion
Case
G.R. No. 160727
Decision Date
Jun 26, 2007
EYCO filed for suspension of payments; Union Bank sued despite SEC's suspension order. SC upheld SEC's jurisdiction, allowing liquidator Concepcion to intervene, protecting creditors' collective interests.

Case Summary (G.R. No. 23226)

Relevant Events and Proceedings

On September 16, 1997, the EYCO Group filed a petition for the declaration of suspension of payment with the Securities and Exchange Commission (SEC). The SEC found the petition to be adequate, leading to a Suspension Order that halted claims against EYCO. Union Bank initially acted as part of a consortium of creditor banks but later opted to file stand-alone civil cases against EYCO without notifying the other banks. This resulted in extensive legal proceedings, culminating in multiple court decisions addressing the rights and responsibilities of the involved parties.

Jurisdiction and Filings

Union Bank sought to dismiss the SEC proceedings on jurisdictional grounds, claiming the appropriate venue was the Regional Trial Court (RTC) under the Insolvency Law. However, the RTC dismissed Union Bank's certiorari petition for forum shopping, affirming SEC jurisdiction over the suspension of payment. The Supreme Court later clarified that the SEC retained jurisdiction over EYCO’s case, even after determining EYCO’s insolvency.

Liquidation and Appointment of the Liquidator

On March 31, 2001, the SEC appointed Concepcion as liquidator after the consortium of banks, including Union Bank, contested the SEC's approval of EYCO's rehabilitation plan. Concepcion subsequently filed to intervene in the collection case initiated by Union Bank, but the RTC denied his motion, stating he lacked standing due to the purported invalidity of his appointment.

Appellate Decisions and Findings

Concepcion appealed the RTC's denial to the Court of Appeals, which reversed the lower court's ruling, allowing Concepcion to intervene in the civil case. The appellate court underscored the urgency of Concepcion’s position as liquidator, emphasizing that denying his intervention would undermine the collective interests of EYCO’s creditors and disrupt the liquidation process.

Petitioner’s Arguments and Court’s Rationale

Union Bank contended that Concepcion had no legal interest in the proceedings and that his appointment as liquidator was null and void for lack of jurisdiction. However, the court clarified that during the period the SEC had jurisdiction, it was permitted to appoint Concepcion as liquidator. The SEC's orders, including the te

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