Title
Supreme Court
United Coconut Planters Bank vs. Commissioner of Internal Revenue
Case
G.R. No. 204687
Decision Date
Apr 24, 2023
UCPB claimed refund or tax credit certificate for unutilized 2004 creditable withholding tax; CTA and SC denied claim due to irrevocability of carry-over option under Section 76 NIRC.

Case Summary (G.R. No. 204687)

Applicable Law

The relevant statute in this case is the National Internal Revenue Code (NIRC) of 1997, specifically Section 76, which governs tax credit options for corporations concerning excess income tax payments.

Background of the Case

The case involves a petition filed by UCPB contesting the denial of its claim for tax refund or tax credit certificate amounting to P43,484,162, which represented unutilized creditable withholding taxes from the year 2004. UCPB, while primarily engaged in banking activities, was required to pay withholding taxes on various income streams but reported a net loss for the year, leaving these taxes unutilized.

Initial Tax Filing Issues

UCPB filed its original Income Tax Return (ITR) for 2004 on April 15, 2005, but encountered issues that resulted in incomplete data being submitted. Consequently, UCPB refiled the ITR the same day; however, this second filing was treated as an amended return by the Bureau of Internal Revenue (BIR). UCPB followed up with additional amended returns later in 2005 and 2006, continuously declaring losses.

Claim for Refund

On March 20, 2007, UCPB submitted a claim for refund to the BIR based on its unutilized creditable withholding tax. As the deadline for filing this claim approached, UCPB also filed a Petition for Review with the Court of Tax Appeals (CTA) on April 16, 2007, due to the inaction of the CIR.

Arguments Presented

In defense of the claim for refund, UCPB asserted that the taxes withheld were not applied against its losses, rendering them erroneous payments eligible for refund under Section 58(D) of the NIRC. In contrast, the CIR contended that UCPB had not documented the claim properly and failed to adhere to the requirements for filing a refund, including the necessary deadlines and proving that the payments were declared as part of gross income.

Ruling of the CTA Division

The CTA Division ruled against UCPB, emphasizing that the options under Section 76 of the NIRC were mutually exclusive. UCPB’s act of carrying over its excess credits to future tax filings was viewed as an irrevocable choice, negating its original claim for refund. The CTA determined that once an excess tax amount was carried over, any claim to refund that amount was barred, highlighting the necessity for taxpayers to clearly assert their options and adhere strictly to statutory provisions.

Ruling of CTA En Banc

UCPB's motion for reconsideration was initially met with a partial reversal regarding the irrevocability of the options, however, the CTA En Banc ultimately reaffirmed the CTA Division’s prior decision. It underscored that while the option to carry over was irrevocable, the option to claim a refund remained available. Yet, UCPB's actions to carry over its excess credits invalidated any previous claim for a refund.

Supreme Court Ruling

The Supreme Court sided with the CTA En Ba

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