Title
Tuazon vs. Court of Appeals
Case
G.R. No. 119794
Decision Date
Oct 3, 2000
Spouses Tuazon sold property to Lim, claiming it was a loan security, not an absolute sale. Courts ruled it was a valid sale, not a mortgage, and ordered Tuazons to pay unpaid rentals.

Case Summary (G.R. No. 108027)

Relevant Background and Proceedings

The Tuazons initiated legal action on October 1, 1990, by filing a Complaint for Reformation of Contract, Quieting of Title with Damages against Lim, after asserting that the true intention behind their sale to Lim was a loan accommodation rather than an outright sale. Lim countered that the Absolute Deed of Sale represented the true agreement between the parties, thus opposing their claims made in Civil Case No. C-14542.

Historical Context of the Property

The underlying matter involved a mortgage which the Tuazons previously took out on the subject property with the Philippine Bank of Commerce to secure a substantial loan. The property was foreclosed due to the Tuazons' failure to fulfill their debt obligations, prompting Lim's involvement when he sought to assist the Tuazons in redeeming the property through a loan arrangement, which embroiled them in disputes regarding the nature of their transactions.

Initial Court Decisions

In a trial court decision dated December 2, 1991, the court concluded that the deed executed by the Tuazons constituted an absolute and unconditional sale to Lim. However, after reconsideration based on the Tuazons' claims, the trial court modified its decision on November 16, 1992, declaring the deed to be an equitable mortgage directed for reformation, establishing obligations for the Tuazons to repay the loan and reviving the original TCT.

Appeal to the Court of Appeals

On July 28, 1993, Lim appealed the modified decision asserting that he was not part of any fraudulent scheme to avoid creditor claims against the Tuazons. The Court of Appeals ultimately ruled on March 31, 1995, reinstating the trial court's original decision of December 2, 1991, affirming that the Absolute Deed of Sale was indeed valid and establishing that the Tuazons owed Lim rental payments.

Arguments and Legal Analysis

The petition to the Supreme Court outlined claims that the transaction should be deemed an equitable mortgage rather than a valid sale, citing the inadequacy of the purchase price and the Tuazons' continued occupation of the property. However, the Supreme Court held that the transaction in question met the criteria for an Absolute Sale as established in Article 1602 of the Civil Code, emphasizing that even

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