Title
Tan vs. Benolirao
Case
G.R. No. 153820
Decision Date
Oct 16, 2009
Co-owners sold land via conditional deed; buyer failed to pay due to title annotation; sellers forfeited down payment, sold to another. Court ruled annotation encumbered title, forfeiture invalid, ordered refund with interest.
A

Case Summary (G.R. No. 153820)

Petitioner’s Claim

Tan sought either rescission and return of his P200,000 down payment or reformation of the contract to permit payment of the balance only after the lapse of a two-year annotation on the title. He asserted that an annotation placed pursuant to Section 4, Rule 74 of the Rules of Court constituted an encumbrance that prevented the vendors from delivering a clean title and justified his refusal to pay the balance.

Respondents’ Position and Procedural Objections

Respondents enforced the contract’s forfeiture clause after Tan failed to pay the balance within extensions granted. They challenged the lis pendens annotation placed by Tan and sought cancellation of the lis pendens on the ground that Tan’s action was in personam and thus not an action affecting title or possession. They also contended that the petition raised primarily questions of fact not reviewable under Rule 45.

Key Dates and Procedural History

  • Deed of Conditional Sale executed: October 6, 1992; down payment made by Metrobank check for P200,000.
  • Death of co-owner Lamberto Benolirao: November 6, 1992.
  • Extrajudicial settlement and issuance of new TCT No. 27335: settlement on January 20, 1993; new title issued March 26, 1993 with Section 4, Rule 74 annotation.
  • Extended payment deadlines and demand letters culminating in complaint filed June 19, 1993; amended complaint August 9, 1993.
  • RTC judgment (favoring respondents) dated September 8, 1995; CA affirmed on May 30, 2002; petition for review under Rule 45 filed and decided by the Supreme Court in the present decision.

Applicable Law (constitutional basis and principal rules applied)

Governing constitutional framework: 1987 Philippine Constitution (applicable to decisions from 1990 onward). Principal statutory and procedural authorities applied: Rules of Court (Section 4, Rule 74; Section 14, Rule 13; Rule 45 procedural constraints on issues on review), Civil Code provisions on sale and contracts (contract of sale, contract to sell; Articles discussed in the decision), and pertinent Supreme Court jurisprudence interpreting contracts to sell, lis pendens, and the effects of annotations under Rule 74.

Disregarded New Issues in Memorandum

The Court adhered to its rule that no new issues may be raised in a memorandum filed before the Supreme Court. Two additional assignments of error raised by Tan in his Memorandum were disregarded as irregular, since memoranda must support issues already presented in the petition and not introduce new theories or arguments.

Character of the Issue and Reviewability

The Supreme Court treated the principal question—whether an annotation under Section 4, Rule 74 on a certificate of title is an encumbrance that affects the buyer’s obligation to pay—as a pure question of law, properly cognizable under a Rule 45 petition for certiorari.

Lis Pendens: Scope and Inappropriateness for Personal Actions

Under Section 14, Rule 13 of the Rules of Court, a notice of lis pendens may be recorded only in actions affecting title or right of possession of real property. The Court found Tan’s complaint to be an in personam action seeking relief against the respondents (rescission, return of down payment, or reformation of contract) rather than an in rem action asserting title or possession against the property itself. As such, the lis pendens annotation placed by Tan did not satisfy the statutory requirement and its cancellation by the RTC was proper.

Nature of the Contract: Contract to Sell, Not an Absolute Sale

The Court analyzed the Deed of Conditional Sale and concluded its true nature was a contract to sell rather than an absolute conditional sale. The contract expressly provided that upon full compliance the sellers would execute and deliver a Deed of Absolute Sale, which jurisprudence treats as a reserving of title in the vendor until full payment. Under a contract to sell, ownership remains with the vendor until the purchase price is paid in full, and non-payment operates as a positive suspensive condition rather than a breach subject to rescission under Article 1191.

Section 4, Rule 74 Annotation as an Encumbrance on Title

The Court held that the annotation placed on TCT No. 27335 pursuant to Section 4, Rule 74 creates a legal encumbrance or lien on the property in favor of excluded heirs or creditors for two years following distribution. Such annotation is intended to warn third parties of possible claims and legally charges the land with liability during that period. The presence of the annotation means the vendors could not promise or deliver a clean title free of potential claims within that two-year period.

Effect of the Annotation on Tan’s Obligation to Pay and Forfeiture Clause

Because the annotation attached before Tan’s obligation to pay the remaining balance fell due, the vendors could not have legally conveyed a clean title when the payment was demanded. The buyer’s refusal to pay under those circumstances was not due to his own fault or negligence but was justified by the supervening legal encumbrance. Consequently, forfeiture of the down payment pursuant to the contract’s forfeiture clause was unwarranted: the contract to sell was terminated rather than rescinded, and the vendor’s retention of the down payment could not be sustained.

Termination versus Rescission of a Contract to Sell

Relying on established doctrine distinguishing contracts to sell from absolute sales, the Court held that remedies premised on Article 1191 (rescission) do not apply to contracts to sell because title remains with the vendor until full paymen

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