Title
Stronghold Insurance Co., Inc. vs. Republic-Asahi Glass Corp.
Case
G.R. No. 147561
Decision Date
Jun 22, 2006
JDS Construction's contract with Republic-Asahi was rescinded due to poor performance. SICI, the surety, claimed liability extinguished by Santos's death, but the Court ruled SICI remains solidarily liable under the performance bond.

Case Summary (G.R. No. 147561)

Petitioner

Stronghold Insurance Company, Inc., a corporation organized under Philippine law, bound itself jointly and severally with JDS Construction to the obligee under Performance Bond No. SICI-25849/g(13)9769.

Respondent

Republic-Asahi Glass Corporation, the obligee under the construction contract and performance bond, which rescinded the contract for slow progress and sought recovery under the bond.

Key Dates

• May 8, 1989 – Start of the 240-day contract period.
• May 24, 1989 – Execution of the construction contract and performance bond.
• November 24, 1989 – Republic-Asahi rescinded the contract.
• 1990 – Death of Jose D. Santos, Jr.
• January 6, 1990 & March 22, 1991 – Republic-Asahi’s bond-claim letters to SICI.
• June 14, 1991 – Filing of complaint against JDS Construction and SICI.
• August 16, 1991 – Lower court dismissed claims for want of surviving principal.
• January 28, 1993 – Lower court final order dismissing SICI.
• March 13, 2001 – Court of Appeals decision reversing dismissal as to SICI.
• June 22, 2006 – Supreme Court decision affirming the CA.

Applicable Law

Under the 1987 Philippine Constitution and the Civil Code, obligations are generally transmissible to heirs (Art. 1311). Suretyship (Arts. 2047, 1216) creates a solidary liability of surety and principal. Rule 86, Sec. 5 of the Rules of Court allows money claims against a deceased debtor’s estate.

Facts of the Contract and Bond

Republic-Asahi engaged JDS Construction for P5,300,000 worth of road and drainage improvements, requiring a P795,000 performance bond. Downpayment and partial progress payments totaling P1,069,621.01 were made, representing roughly 7.3% of work. Repeated warnings on slow progress went unheeded, prompting extrajudicial rescission under the contract.

Proceedings Below

After rescission, Republic-Asahi hired another contractor at an extra cost of P3,256,874. It claimed P795,000 under the bond, plus damages and fees. Summons served on SICI; JDS’s proprietor had died and the business was unlocatable. Lower court dismissed all claims against SICI and the principal on the ground that the obligation did not survive the principal’s death.

Court of Appeals Decision

The CA held that death of the principal does not extinguish obligations transmissible to heirs. It ruled the contract’s performance became impossible by JDS’s default, not by obligee’s fault. As surety, SICI remained solidarily liable and the CA reversed the lower court’s dismissal, remanding for further evidence.

Issue for Review

Whether the death of the principal obligor, Jose D. Santos, Jr., automatically extinguished SICI’s liability under the performance bond.

Supreme Court Ruling on Effect of Death

The Supreme Court affirmed the CA. It held that death of a debtor does not extinguish monetary obligations that are neither purely personal nor made intransmissible by law or stipulation. Such obligations pass to the



...continue reading

Analyze Cases Smarter, Faster
Jur helps you analyze cases smarter to comprehend faster—building context before diving into full texts.