Title
Supreme Court
Sta. Lucia Realty and Development, Incorporated vs. Edsel B. Lumawag, AFP Retirement and Separation Benefits System, and Lourdes Pearce
Case
G.R. No. 222897
Decision Date
Feb 22, 2023
Edsel bought Lot 20, but AFP Retirement System failed to deliver title. Lourdes encroached, claiming good faith. Courts ruled AFP liable for damages, Lourdes for nominal damages, and Sta. Lucia for reimbursement.

Case Summary (G.R. No. 222897)

Antecedents

In August 1991, AFP Retirement and Separation Benefits System sold Lot 20 (240 sqm) to Edsel under a ten-year installment contract. After full payment by 2000, Edsel demanded the final deed of sale, delivery of title, and possession. AFP did not comply. Edsel then discovered that Lourdes built her house on a 20-sqm portion of his lot. He sued AFP and Lourdes for delivery of title, transfer of possession, and damages, alleging AFP failed to protect his rights and pressured him to accept a reduced lot area.

Parties’ Positions

AFP acknowledged the lot’s re-mapping reduced its area to 220 sqm and attributed non-execution of the deed to this encroachment. It informed Edsel of the error and proposed a lot exchange with Lourdes. Lourdes claimed she relied in good faith on Sta. Lucia’s relocation survey, obtained a valid construction permit, and repeatedly sought correction from the developer. Sta. Lucia Realty denied liability, asserting no involvement in survey errors or construction and attributing fault to Lourdes’s failure to update her survey and heed instructions.

HLURB Arbiter Decision

On July 5, 2005, the HLURB Arbiter ruled:

  1. AFP must either execute the deed of absolute sale for Lot 20 and deliver the title to Edsel or exchange Lots 20 and 21 and then sell Lot 21 to Edsel.
  2. AFP to pay Edsel PHP 100,000 (moral damages), PHP 30,000 (exemplary damages), PHP 30,000 (attorney’s fees), plus refund excess payment with 12% interest.
  3. Lourdes to pay Edsel PHP 30,000 (moral damages) and PHP 10,000 (attorney’s fees).
  4. Sta. Lucia to pay Lourdes PHP 100,000 (moral damages), PHP 30,000 (exemplary damages), PHP 30,000 (attorney’s fees), and indemnify her for construction-related expenses.

HLURB Board and Office of the President

The HLURB Board of Commissioners affirmed the Arbiter’s decision on May 25, 2006, and denied reconsiderations. On October 23, 2009, the Office of the President affirmed the HLURB decisions, and on June 2, 2011, it denied motions for reconsideration by AFP and Sta. Lucia.

Court of Appeals Decision

On June 26, 2015, the Court of Appeals affirmed the HLURB and OP findings, modifying only the interest rate on AFP’s refund obligation from 12% to 6% per annum. It denied reconsideration on February 3, 2016.

Issues

  1. AFP’s liability for moral and exemplary damages and attorney’s fees to Edsel (G.R. No. 223241).
  2. Whether Lourdes is a builder in good faith (G.R. Nos. 222897 & 223241).
  3. Whether Sta. Lucia is liable to Lourdes for moral and exemplary damages and attorney’s fees (G.R. No. 222897).

Supreme Court on AFP’s Liability

The Court denied AFP’s petition. Under Articles 1163 and 1170 of the Civil Code, AFP bound itself to preserve and deliver the property upon full payment. Its two-year delay, failure to inform Edsel of the encroachment, and receipt of full payment before disclosing the issue demonstrated manifest bad faith. Pursuant to Articles 2201 and 2220–2234, AFP is liable for:

  • PHP 100,000 (moral damages)
  • PHP 30,000 (exemplary damages)
  • PHP 30,000 (attorney’s fees)

Supreme Court on Lourdes as Builder

Lourdes is a builder in good faith under Article 448 because she believed Lot 21 belonged to her and was unaware of the encroachment. However, she was negligent in failing to update her relocation survey and ignoring Sta. Lucia’s directive to consult its surveyor. Pursuant to Articles 456 and 2176, her contributory negligence warrants nominal damages rather than moral damages. Lourdes is ordered to pay Edsel:

  • PHP 30,000 (nominal damages)
  • PHP 10,000 (attorney’s fees)

Supreme Court on Sta. Lucia’s Liability

The April 10, 2012 Court of Appeals decision in CA-G.R. SP No. 120060, which deleted Sta. Lucia’s liability for moral and exemplary damages to Lourdes and declared her a good-faith builder, attained finality and is no longer subject to review. Sta. Lucia remains liable to reimburse Lourdes for necessary and useful expenses under Articles 546 and 548 of the Civil Code due to its negligence in approving the flawed survey and issuing the construction permit.

Application of Article 448

Under Article 448, Edsel may choose to appropriate the improvements on his land after indemnifying Lourdes for necessary and useful expenses or compel Lourdes to p

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