Title
Sonley vs. Anchor Savings Bank
Case
G.R. No. 205623
Decision Date
Aug 10, 2016
Sonley defaulted on payments under a Compromise Agreement after rescission of a Contract to Sell. SC upheld execution, rescission, and forfeiture of payments as rentals.

Case Summary (G.R. No. 124452)

Background of the Case

The case began when Conchita A. Sonley filed a Complaint on March 13, 2009, in the Regional Trial Court against Anchor Savings Bank, seeking a declaration of nullity regarding the rescission of a contract and demanding damages. Sonley claimed that she had agreed to purchase a property in Fairview, Quezon City, for Php2,200,000, paying an initial downpayment of Php200,000 and committing to monthly installments. However, due to her defaults on these payments, Anchor rescinded the contract, leading to the dispute.

First Instance Ruling

The trial court, following an amicable settlement that resulted in a Compromise Agreement, issued a judgment on August 16, 2010. This judgment required Sonley to repurchase the property, amounting to approximately Php1,469,460.66 plus 12% interest per annum. Subsequently, Anchor filed a motion for execution, asserting that Sonley had failed to comply with payment schedules and that her checks for monthly installments had been dishonored.

Orders and Appeals

On September 8, 2011, the trial court granted the motion for execution, concluding that Sonley had not fulfilled her obligations under the Compromise Agreement. Sonley subsequently filed a Petition for Certiorari with the Court of Appeals, arguing that the trial court had committed grave abuse of discretion by issuing a writ of execution without a legal basis in the judgment.

Ruling of the Court of Appeals

The Court of Appeals determined that the trial court's issuance of a writ of execution was justified. It reasoned that a compromise agreement, once court-approved, holds the same effect as a final judgment and is enforceable. The appellate court emphasized that the terms of the compromise expressly allowed for rescission as a consequence of default in payment. Thus, it affirmed the trial court's order, underscoring the enforceability of compromise agreements under Article 2041 of the Civil Code.

Arguments Presented

In her petition, Sonley contended that the trial court lacked authority to issue a writ of execution without a specific provision for such in the August 16, 2010 judgment. She stated that the remedies available to Anchor included only penalties or the option to rescind the agreement, which should entail a separate judicial action. The respondent, conversely, argued that the default on Sonley's part necessitated rescission, thereby justifying the execution of the judgment.

Supreme Court's Ruling

The Supreme Court upheld the decisions of the lower courts, finding no grave abuse of discretion. It clarified that, per the principles l

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