Title
San Mateo vs. People
Case
G.R. No. 200090
Decision Date
Mar 6, 2013
San Mateo issued checks for yarns, dishonored due to insufficient funds. Acquitted of B.P. 22 charges due to lack of notice of dishonor proof, but ordered to pay civil liability with interest.

Case Summary (G.R. No. 200090)

Factual Background

In 2005, San Mateo placed an order for yarns and issued 11 postdated Metrobank checks as partial payment. Despite repeated requests to defer depositing the checks due to insufficient funds, Sehwani deposited one check, which was subsequently dishonored for lack of funds. San Mateo continued to fail to make payments, resulting in additional dishonored checks and her eventual being charged with multiple counts of violating Batas Pambansa (B.P.) 22.

Lower Courts' Findings

The Metropolitan Trial Court (MeTC) found San Mateo guilty of 10 counts of B.P. 22 and imposed a penalty of imprisonment and a civil liability amounting to P134,275.00. The Regional Trial Court (RTC) affirmed this conviction, asserting that the elements of the violation were sufficiently proven. The findings indicated that the notice of dishonor and San Mateo's refusal to accept communication regarding her checks established her liability.

Appeal to the Court of Appeals

The Court of Appeals (CA) upheld the RTC's decision, reiterating that the prosecution demonstrated all elements necessary for a conviction under B.P. 22. San Mateo’s claims of an agreement with Sehwani to defer deposits were deemed not credible enough to negate her liability.

Grounds for Supreme Court Petition

In her petition to the Supreme Court, San Mateo raised three critical issues: the presence of valuable consideration for the checks, whether the demand letter constituted an adequate notice of dishonor as required by B.P. 22, and the appropriateness of the penalty of imprisonment.

Supreme Court's Analysis of the Petition

The Supreme Court determined that the first and third elements of the violation were present, but the second element—demonstrating that San Mateo knew about the insufficiency of her funds—was not sufficiently established. The presumption of knowledge is contingent upon the issuer's receipt of proper written notice of dishonor, which was not proven in this case.

Notice of Dishonor

The court stressed that actual receipt of notice is crucial; mere sending or attempted delivery does not suffice. The prosecution's failure to conclusively prove that San Mateo received the demand letters meant that the assumption of her knowledge of insufficient funds could not be invoked, which is essential for a conviction under

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