Title
Supreme Court
Philippine Stock Exchange, Inc. vs. Secretary of Fice
Case
G.R. No. 213860
Decision Date
Jul 5, 2022
Financial institutions challenged tax and SEC issuances mandating digital alphalist submissions, claiming due process and data privacy violations. SC voided issuances for lack of notice, hearing, and publication.

Case Summary (G.R. No. 213860)

Key Dates

– RR 1-2014 issued December 17, 2013
– RMC 5-2014 issued January 29, 2014
– SEC MC 10-2014 issued May 22, 2014
– TRO entered September 9, 2014
– En Banc decision promulgated July 5, 2022

Applicable Law

1987 Philippine Constitution; National Internal Revenue Code (Tax Code); Securities Regulation Code; Administrative Code of 1987; Data Privacy Act of 2012; Bank Secrecy Act; related BIR and SEC rules.

Factual Antecedents

– RR 2-1998 and its 2008 amendment allowed manual or optional digital “alphalists” listing payees of withholding taxes.
– RR 1-2014 mandated digital alphalists for all withholding agents (no exceptions), forbade lumped entries (“PCD Nominee,” etc.), and imposed penalties.
– RMC 5-2014 required specific data fields (TIN, full name, income, tax withheld).
– SEC MC 10-2014 directed PDTC and broker-dealers to furnish listed companies or their transfer agents with detailed alphalists of depository account holders and shareholdings.

Issues Presented

  1. Do petitioners have standing?
  2. Were notice, hearing and publication required?
  3. Did the issuances violate investor privacy and the Data Privacy Act?
  4. Did SEC exceed its authority in MC 10-2014? Do DOF/BIR exceed authority by regulating securities intermediaries?
  5. Is the prohibition on lumped entries clear and enforceable?
  6. Are banking secrecy laws breached?
  7. Any impairment of contracts?

Standing

Court finds petitioners suffer “injury-in-fact” (exposure to sanctions; business impacts), maintain close relation to affected investors, and investors face hindrances in litigating. Third-party standing exists.

Nature of the Issuances

The rules substantially altered long-standing scripless trading practices, imposed new obligations and penalties, and affected individual investors’ rights. They function as legislative (subordinate legislation) rather than mere interpretative rules.

Procedural Due Process Violation

As legislative rules, they required prior notice, hearing and publication under the Administrative Code. No such procedures were followed; issuances are void.

Right to Privacy and Data Privacy Act

Mandatory disclosure of sensitive personal data (TIN, names, addresses) intrudes on investors’ reasonable expectation of privacy. Old system sufficed for tax collection; new data gathering was not “necessary” for BIR’s functions. No safeguards were provided. Issuances violate the Constitution’s privacy guarantees and the Data Privacy Act.

Ultra Vires Exercise of Authority

– SEC MC 10-2014: SEC has no power to enforce tax regulations; issuance exceeds SRC-based authority.
– RR 1-2014 and RMC 5-2014: DOF/BIR lack jurisdiction to regulate securities intermediaries or prohibit PCD Nominee use; Securities Regulation Code governs uncertificated shares.

Vagueness and Compliance

Prohibition on lumped entries is clear: beneficial owners’ identit

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