Title
Philippine Refining Co., Inc. vs. Corominas
Case
G.R. No. 41506
Decision Date
Mar 25, 1935
Philippine Refining Co. mortgages on vessels *Pandan* and *Zaragoza* deemed invalid due to missing affidavits of good faith and registration within 30 days of insolvency proceedings.

Case Summary (G.R. No. L-3273)

Procedural History and Jurisdiction

– Philippine Refining Co. moved for an en banc hearing on the ground of admiralty jurisdiction.
– The Supreme Court granted the motion but later recognized the error: a mortgage on a vessel is purely a contract affecting personal property and does not invoke admiralty jurisdiction.

Facts and Mortgage Transactions

– Three “chattel mortgages” were executed by Philippine Refining Co. and Francisco Jarque on vessels Pandan and Zaragoza.
• First two mortgages lacked the required affidavit of good faith.
• The third bore an affidavit but was recorded in the Customs House too late—within thirty days before insolvency proceedings. Its co-signatory, M. N. Brink, did not indicate capacity.
– A fourth mortgage on Zaragoza, executed by Jarque and Ramon Aboitiz, was registered in the land chattel mortgage registry on May 12, 1932—also within the thirty-day avoidance period.
– Insolvency proceedings against Jarque commenced on June 2, 1932, resulting in an assignment of his estate to Jose Corominas.

Trial Court Ruling

– Judge Jose M. Hontiveros sustained special defenses alleging fatal defects in all four mortgages and denied foreclosure.
– The trial judge held that defects in form and timing rendered the mortgages unenforceable against creditors and subsequent encumbrancers.

Classification of Vessels and Applicable Law

– Under the Code of Commerce (Art. 585) and common law precedent, vessels are personal property subject to chattel mortgage.
– Act No. 1508 (Chattel Mortgage Law), section 5, mandates an affidavit of good faith appended to and recorded with every chattel mortgage.
– Mortgages on vessels must also be recorded in the Collector of Customs’ registry at the port of entry.

Defects in the Mortgages

– Absence of the affidavit of good faith in the first two mortgages vitiated their enforceability against third persons.
– Late registration of the third mortgage and failure to disclose Brink’s capacity further defeated priority claims.
– The fourth mortgage’s registration within the thirty days preceding insolvency rendered it voidable in favor of Jarque’s creditors.

Appellant’s Contentions and Court’s Response

– The appellant urged the Court to treat the vessel mortgages as



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