Title
Supreme Court
Pabugais vs. Sahijwani
Case
G.R. No. 156846
Decision Date
Feb 23, 2004
Petitioner failed to deliver documents, returned P600K via dishonored check, then consigned P672.9K with court. CA ruled consignation valid, extinguishing obligation; withdrawal denied due to unjust enrichment and ethical violations.

Case Summary (G.R. No. 156846)

Agreement and Default Clause

On December 3, 1993, Pabugais agreed to sell the Makati lot to Sahijwani for P15,487,500.00. Sahijwani paid a P600,000.00 option/reservation fee with the balance due within 60 days upon delivery of title documents, certificate of non-delinquency, and association-dues clearance. The contract provided that:

  • If Sahijwani failed to pay the balance, the P600,000.00 fee would be forfeited.
  • If Pabugais failed to deliver the documents, he would return the P600,000.00 with 18% annual interest.

Failure to Deliver and Tender of Payment

Pabugais did not deliver the required documents and returned a check for P600,000.00, which was dishonored. He then allegedly tendered P672,900.00 (the P600,000.00 plus 18% interest up to August 3, 1994) by manager’s check on August 3 and August 8, 1994, and notified Sahijwani on August 11 that he would consign the amount with the court. On August 15, 1994, Pabugais filed a complaint for consignation.

Trial Court’s Ruling

On November 29, 1996, the Makati RTC declared the consignation invalid for failure to prove a valid tender or refusal by Sahijwani, ruled that a manager’s check is not legal tender, and ordered Pabugais to pay P600,000.00 plus 18% interest from December 3, 1993, moral damages, and attorney’s fees.

Court of Appeals Proceedings

Pabugais appealed. His original counsel died and was replaced by Atty. Salvador P. De Guzman, Jr. In December 2001, Pabugais executed a Deed of Assignment assigning part of the consigned P672,900.00 to De Guzman as attorney’s fees. He then moved to withdraw the consigned funds. The Court of Appeals initially denied withdrawal and affirmed the RTC decision with modifications, but on January 16, 2003, it reversed and set aside the RTC decision, declaring the consignation valid and Pabugais’s obligation extinguished.

Issues on Review

  1. Was there a valid consignation?
  2. Could Pabugais withdraw the consigned amount as a matter of right?

Requisites for Valid Consignation

Under Articles 1256–1258, consignation requires:

  1. A debt due;
  2. Tender and creditor’s refusal (or alternative grounds);
  3. Prior notice to the creditor;
  4. Deposit of the amount with the court;
  5. Notification to the creditor after deposit.

Validity of Tender

The sole ground for refusal was alleged insufficiency of the amount tendered, not the form of payment. Although manager’s checks are not legal tender, a creditor may accept or refuse them; absence of prompt objection renders the tender valid. The P672,900.00 manager’s check matched the contract’s 18% interest on P600,000.00 and was sufficient to extinguish the obligation.

Effect of Consignation on Obligation

A valid consignation extinguishes the debtor’s obligation. Article 1260 allows withdrawal before creditor’s acceptance or judicial confirmation, but once the creditor has accepted—as by praying in its answer that the con

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