Title
Osmena vs. Rama
Case
G.R. No. 4437
Decision Date
Sep 9, 1909
Cenona Rama acknowledged debt with a void condition, pledging property as security. Court ruled her acknowledgment absolute, preventing prescription, and upheld her obligation to pay.

Case Summary (G.R. No. 4437)

Factual Background

On November 15, 1890, Cenona Rama executed and delivered to Don Victoriano Osmena a written contract by which she acknowledged receipt of P200 in cash and promised to pay in sugar in January or February of the following year, to pay interest at the rate stated in the instrument, and to pledge all present and future property as general security and her house of tile and stone as special security. On October 27, 1891, she executed a second instrument acknowledging receipt of P70 in cash and stating that P50 of that sum had been loaned to Don Evaristo Penares, with payment in sugar under the former conditions.

Assignment of Obligations and Subsequent Transfer

After the loan instruments were executed, Don Victoriano Osmena died. The rights under the contracts passed in the settlement of his estate to his heir Agustina Rafols, who later ceded all her right and interest in the contracts to the present plaintiff, Tomas Osmena.

Acknowledgment of Debt in 1902

On March 15, 1902, Cenona Rama signed an indorsement upon the instruments in the words set forth in the record, stating that if the house of strong materials in which she lived in Pagina were sold, she would pay her indebtedness to Tomas Osmena as set forth in the document. That indorsement was admitted in evidence as Exhibit C.

Commencement of Action

On June 26, 1906, the plaintiff instituted the present action in the Court of First Instance of Cebu seeking judgment for the amounts due under the two instruments. The complaint alleged execution of the contracts, demand for payment, and failure to pay, and prayed for recovery of the indebtedness.

Trial Court Proceedings

At trial the plaintiff was the only witness called. The defendant filed an answer that contained a general denial and pleaded prescription as a special defense, but offered no evidence at trial. The lower court found for the plaintiff and entered judgment for P200 with interest at the rate of 1834 per cent per annum from November 15, 1890, and for P20 with interest at the same rate from October 27, 1891, until payment.

Trial Court Findings on the P70 Instrument

The Court of First Instance found that of the P70 recited in Exhibit B, P50 had not been borrowed by Cenona Rama but by Evaristo Penares; therefore the trial court held the defendant liable only for P20 under Exhibit B.

Issues on Appeal

The appeal raised questions of fact only. The appellant contended that the proof adduced at trial was insufficient to support the lower court's findings and that prescription barred the action unless the acknowledgment in 1902 had the legal effect claimed by the plaintiff.

Appellant’s Contentions

Cenona Rama argued that the evidence did not sustain the lower court’s factual findings, including the allocation of the P70 between herself and Evaristo Penares, and urged that the claim was barred by prescription absent a binding acknowledgment.

Legal Question Presented

The central legal question was whether the indorsement dated March 15, 1902, constituted a valid acknowledgment that would interrupt prescription, and whether any condition contained in that acknowledgment rendered it void under Art. 1115, Civil Code.

Supreme Court’s Analysis of the Acknowledgment

The Court observed that the indorsement contained the statement that if the house in which the defendant lived were sold she would pay her indebtedness to Tomas Osmena. The Court treated the matter of whether that language imposed a condition. The Court concluded that, if regarded as a condition, it would be a condition depending upon the exclusive will of the debtor and therefore void under Art. 1115, Civil Code. Consequently, the acknowledgment must be read as an absolute promise to pay.

Supreme Court’s Reasoning on Prescription

Because the March 15, 1902, indorsement constituted an absolute acknowledgment of the obligation, it had the legal effect of reviving or preventing the operation of prescription against the original contracts. The Court found that the acknowledgment was sufficien

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