Title
Ortigas and Co., Ltd. Partnership vs. Feati Bank and Trust Co.
Case
G.R. No. L-24670
Decision Date
Dec 14, 1979
Ortigas & Co. sued Feati Bank over residential use restrictions on sold lots, but the Supreme Court upheld a zoning resolution reclassifying the area as commercial, ruling police power supersedes private contracts for public welfare.

Case Summary (G.R. No. 213104)

Key Dates and Procedural Posture

  • Original agreements of sale on installment: March 4, 1952.
  • Transfer to Emma Chavez: July 19, 1962.
  • Municipal Resolution No. 27 declaring commercial/industrial zone: February 4, 1960.
  • Defendant began construction: May 5, 1963.
  • Lower court dismissal of plaintiff’s complaint (Court of First Instance of Rizal, Branch VI): appealed by plaintiff on June 23, 1965; records elevated to the Supreme Court because only questions of law were presented. Decision affirmed by the Supreme Court (en banc).

Restrictions in the Sale Contracts and Titles

  • The installment agreements and later deeds of sale contained restrictive covenants: exclusive residential use; prohibition on removal of soil/stones/gravel; construction standards (strong materials, modern sanitary installations) and a minimum distance of two meters from boundary lines (except fences).
  • These restrictions were annotated in the Transfer Certificates of Title issued in the name of Emma Chavez and subsequently annotated in the titles issued to Feati Bank (TCT Nos. 101613 and 106092) after defendant’s acquisitions.

Facts Material to the Dispute

  • Plaintiff alleges the restrictions form part of a general building scheme designed for subdivision beautification and development.
  • Defendant claims the western portion of EDSA (from Shaw Blvd. to Pasig River) had already been declared a commercial and industrial zone by Municipal Resolution No. 27 (1960), and that the subject lots were acquired after that declaration.
  • Defendant obtained municipal building and planning permits and constructed a commercial bank building; plaintiff demanded cessation and sought preliminary injunction and enforcement of restrictive covenants.

Issue Framed on Appeal

  • Two legal issues were presented for the Supreme Court’s resolution: (1) whether Municipal Resolution No. 27 (1960) was a valid exercise of the municipality’s police power; and (2) whether that municipal resolution can nullify or supersede the contractual building restrictions and obligations annotated in the titles and assumed by defendant.

Trial Court Ruling and Basis

  • The trial court dismissed plaintiff’s complaint, holding that Municipal Resolution No. 27, enacted pursuant to the municipality’s police power, prevailed over and rendered ineffective the restrictive covenants as against defendant. The trial court assumed the resolution valid and emphasized that private interests must yield to the general welfare.

Supreme Court: Validity of the Municipal Resolution

  • The Supreme Court found the contention that the resolution was invalid to be procedurally barred because the validity of the resolution was not contested below and was, at least implicitly, admitted in the stipulation of facts. Issues not raised and litigated in the trial court cannot be raised for the first time on appeal.
  • Substantively, even assuming the validity issue could be considered, the Court held that Section 3 of R.A. No. 2264 expressly empowers municipal councils to adopt zoning and subdivision ordinances or regulations; the statute does not limit exercise through an ordinance only, and the term “regulation” encompasses a resolution of this nature. Section 12 of the Act directs a liberal construction in favor of local governments and presumes existence of implied powers, subject only to protection of existing vested contractual rights between a local government and a third party — a category not applicable here. Hence the municipality possessed the authority to adopt the zoning measure.

Supreme Court: Police Power versus Non-Impairment of Contracts

  • The Court acknowledged the constitutional guarantee against impairment of contracts but emphasized that the guarantee is not absolute and must be reconciled with a valid exercise of police power (the authority to enact regulations for health, safety, morals, good order and general welfare).
  • Police power is described as broad, elastic, and responsive to changing social conditions; judicial interference is warranted only where the exercise is capricious, whimsical, unjust, unreasonable, or violates due process or other constitutional guarantees.
  • Applying these principles, the Court concluded the municipal resolution was a reasonable legislative response to evident conditions along EDSA (traffic, commercial activity, noise and pollution) and thus enacted to protect public welfare. Given the reasonableness and legitimacy of the municipal action, the non-impairment clause did not bar application of the zoning regulation against private contractual restrictions.

Contractual Expectations and Reservation of Sovereign Power

  • The Court reiterated the principle that laws and reservations of sovereign power are read into contracts; contractual obligations are subject to the operation of validly exercised public powers. The holding stressed that protecting contractual expectations presupposes the continued existence of government authority to ensure public order and welfare; accordingly, contracts do not immunize parties from subsequent valid exercises of police power.
  • The Court distinguished and discussed American authorities relied upon by appellant, noting that some cited U.S. cases actually support the outcome here (e.g., Dolan v. Brown: equity will not enforce restrictive covenants by injunction where the property character and environment have changed to render restriction unfit or unprofitable). The Court also noted that local law and statutory text control in the Philippine context.

Application to the Present Case: Enforceability of Restrictions

  • Because Resolution No. 27 was a valid regulatory exercise under the municipality’s zoning power and was not shown to be arbitrary or violative of due process, it superseded the restrictive covenants as to the use classification for the parcels. The Court held that the building restrictions declaring Lots Nos. 5 and 6 as residentia

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