Title
Odyssey Park, Inc. vs. Court of Appeals
Case
G.R. No. 107992
Decision Date
Oct 8, 1997
Union Bank validly rescinded a Contract to Sell with Odyssey Park due to payment defaults; R.A. No. 6552 inapplicable as property was commercial. Odyssey Park’s partial payments and withholding unjustified.

Case Summary (G.R. No. 107992)

Factual Background

The agreement stipulated a total purchase price of P3,500,000.00, to be paid in installments as detailed in the contract. The initial payment structure included a P700,000.00 down payment consisting of multiple installments, followed by quarterly amortizations for the remaining balance. The contract included a provision for rescission if Odyssey Park, Inc. failed to meet its payment obligations.

Events Leading to Rescission

Odyssey Park, Inc. made an initial down payment of P100,000.00 but subsequently failed to meet other payment deadlines, leading to a total of P110,000.00 paid by September 1983. The agreement was further complicated by a letter from Vicente A. Araneta of Europa Condominium Villas, Inc., questioning the propriety of the sale, which led Odyssey to halt payments.

Formal Rescission of Contract

On January 6, 1984, Union Bank formally rescinded the contract due to Odyssey’s failure to comply with payment terms and demanded the latter vacate the premises. Following Odyssey’s refusal to vacate, Union Bank filed a case for illegal detainer and damages, initiating further legal proceedings.

Lower Court's Judgment

The Regional Trial Court ruled in favor of Union Bank, determining that the Contract to Sell had been validly rescinded and dismissing Odyssey's complaint. The ruling was affirmed by the Court of Appeals, which found that Odyssey's appeals were largely factual and already considered by the lower courts.

Legal Issues Addressed

The primary legal issue revolved around whether the rescission of the Contract to Sell complied with the requirements of Republic Act No. 6552, which mandates a notarial act for rescission of contracts involving real estate payments. The Court concluded that this law is inapplicable as it does not cover commercial properties such as the one in question, thus Union Bank's written notice of rescission was sufficient.

Inapplicability of Relevant Civil Code Provisions

The Court examined the applicability of Article 1191 of the Civil Code regarding rescission in reciprocal obligations, determining it did not apply in this case as Odyssey's failure constituted a failure of condition rather than a breach of an extant obligation. Similarly, Article 1592 was deemed inappropriate as it pertains to absolute sales rather than contracts to sell.

Contractual Terms

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