Title
Source: Supreme Court
Novateknika Land Corp. vs. Philippine National Bank
Case
G.R. No. 194104
Decision Date
Mar 13, 2013
NLC challenged PNB's foreclosure, claiming prescription and lack of benefit from loans. Courts ruled NLC solidarily liable, denied injunction, and upheld procedural rules, dismissing NLC's petition.

Case Summary (G.R. No. 194104)

Factual Background

On December 13, 1993, NLC and several other corporations entered into a Credit Agreement with PNB for an omnibus line of credit amounting to P500,000,000. The borrowers guaranteed their obligations jointly and severally and provided real estate and chattel mortgage covering 21 properties, including four parcels owned by NLC. Over the years, the loan underwent renewals and subsequently became overdue, prompting PNB to file for extrajudicial foreclosure.

Procedural Developments

The RTC of Manila set the auction sale of NLC's properties for May 5, 2010. NLC, asserting claims of prescription of PNB’s mortgage action and questioning the mortgage's authorization by its stockholders, filed an action for injunction on the same day. Although the RTC issued a TRO to temporarily halt the foreclosure, it later denied NLC's request for a writ of preliminary injunction, finding that the petition failed to demonstrate a clear right and that the mortgage action had not prescribed.

Legal Issues Raised

NLC appealed to the Court of Appeals (CA), which dismissed the petition outright for lack of jurisdiction, citing NLC’s failure to file a motion for reconsideration before the RTC—a procedural requirement under Rule 65 of the Rules of Court. NLC argued that urgency justified bypassing this requirement, as the properties at stake were subject to imminent sale. This appeal culminated in two pivotal issues: (1) whether the CA erred by dismissing the petition for lack of a motion for reconsideration, and (2) whether there was sufficient urgency to excuse this procedural step.

Court's Analysis and Ruling

The Supreme Court held that a motion for reconsideration is a precondition to filing a certiorari petition, enforcing the established principle that litigants must first seek correction from the lower court. The Court found no compelling circumstances that warranted an exemption for NLC. The claim of urgency was deemed insufficient since such exigency should not override procedural safeguards intended for thorough adjudication.

Conclusion on the Motion for Reconsideration

The Court emphasized that potential harm from foreclosure did not automatically indicate extreme urgency justifying non-compliance with procedural rules. Furthermore, previous rulings underscored that the burden lies on the moving party to demonstrate compelling reasons to bypass established procedures, which NLC failed to do. Thus, the CA’s dismissal of NLC’s certiorari petition was affirmed.

Findings on Lack of Grave Abuse of Discretion

Even if the procedural misstep were overlooked, NLC’s claims would still falter; the RTC had not committed grave abuse of d

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