Title
National Exchange Co., Inc. vs. Dexter
Case
G.R. No. 27872
Decision Date
Feb 25, 1928
A subscriber remains personally liable for unpaid stock balance despite a stipulation limiting payment to dividends, as such agreements violate statutory law and public policy.
A

Case Summary (G.R. No. 27872)

Applicable Law

Governing statutory and organic provisions cited by the court: section 74 of the Organic Act of July 1, 1902 (as substantially reproduced in section 28 of the Autonomy Act of August 29, 1916) and section 16 of the Corporation Law (Act No. 1459, March 1, 1906), as amended by Act No. 2792. The Court applied these federal/Philippine statutes in effect under the American regime in the Islands.

Key Dates and Procedural History

Subscription signed: August 10, 1919.
Partial payment from dividend and personal funds: January 1920.
Trial court judgment: plaintiff recovered P15,000 (balance) with interest from January 1, 1920, and costs.
Appeal: defendant appealed; the appellate court affirmed the trial court’s judgment.

Facts

On August 10, 1919, Dexter executed a written subscription to three hundred (300) shares of C. S. Salmon & Co., containing the clause that the subscription was “payable from the first dividends declared on any and all shares of said company owned by me at the time dividends are declared, until the full amount of this subscription has been paid.” In January 1920, P15,000 was paid toward the subscription, partly from a dividend declared about that time and partly from funds personally supplied by Dexter. No further payments were made and no further dividends were declared, leaving a P15,000 unpaid balance on the subscription. The assignee sued to recover that balance.

Legal Issue Presented

Whether a stipulation in a stock subscription that the subscription is payable only from future dividends on the shares relieves the subscriber from personal liability for the unpaid par value of the shares, thereby serving as a defense to an action to recover the subscription balance.

Trial Court Holding and Question on Appeal

The trial court held the subscription stipulation invalid and awarded recovery of the unpaid balance. The sole question on appeal was whether the “payable from dividends” clause effectively immunized the subscriber from personal liability for the unpaid subscription.

Statutory Prohibition and Its Effect

The Court emphasized the statutory prohibition—embodied in the Organic Act and the Corporation Law—against issuing stock except in exchange for actual cash or property at fair valuation equal to the par value. The Court treated this rule as embodying a policy of absolute equality among stockholders respecting liability on subscriptions. A subscription provision making payment contingent solely on future dividends would permit issuance of stock without actual cash or property consideration to par value and would therefore contravene the statutory prohibition.

Reasoning: Illegality, Discrimination, and Fraud

The Court reasoned that the challenged stipulation equates to permitting issuance of stock without the required cash/property consideration because the subscriber would pay nothing if dividends never accrue. Such a provision discriminates in favor of the particular subscriber by shifting lighter burdens to him compared with other stockholders and risks diminishing the capital available to creditors. The Court cited general corporate law authority (Fletcher’s Cyclopedia and Corpus Juris) that a corporation cannot accept subscriptions on terms that constitute a fraud upon other subscribers, stockholders, or creditors by reducing capital or creating unequal burdens and rights. Conditions attached to subscriptions that lessen capital were characterized as fraudulent in the cited authorities.

Consideration of Appellant’s Authorities and Court’s Response

The appellant relied on an authority (cited in a headnote to Bank v. Cook) suggesting a collateral agreement that a subscription is collectible only from dividends might be a defense as between the parties. The Court carefully examined the cited decision and found the headnote overbroad relative to the actual holding: that case permitted evidence of an agent’s promise to support a defense of fraud or failure of consideration, not a rule validating such collateral agreements against statutory prohibitions. More importantly, the Court held that even if the decision had been broader, it could not over

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