Title
MRM Asset Holdings 2, Inc. vs. Standard Chartered Bank
Case
G.R. No. 202761
Decision Date
Feb 10, 2021
SCB's claims in PI Two's rehabilitation were rendered moot by ManCom dissolution, SCB's removal as creditor, and US court-approved collateral transfer.

Case Summary (G.R. No. 202761)

Background of the Agreement

During the years 2003 to 2007, Standard Chartered Bank entered into a Group Facilities Agreement with LBHI, allowing it to extend financial assistance to LBHI and its affiliates, including PI Two. In securing the financial obligations, LBHI executed a Pledge Agreement involving various debt instruments as collateral.

Bankruptcy and Rehabilitation Proceedings

LBHI filed for bankruptcy in the United States on September 15, 2008, prompting Standard Chartered Bank to intervene as a creditor. Shortly after, on September 18, 2008, Metrobank initiated rehabilitation proceedings for PI Two in the Regional Trial Court of Makati City, where Standard Chartered also appeared as a creditor.

Rehabilitation Plan Approval

The Regional Trial Court approved a Rehabilitation Plan on December 14, 2009, identifying Metrobank and Standard Chartered Bank as recognized claimants. A Management Committee was formed to oversee PI Two's operations during rehabilitation.

MRM's Intervention and Court Orders

Petitioner MRM acquired an indirect interest in PI Two but allegedly did so without the knowledge of parties involved in the rehabilitation. Metrobank filed a manifestation motion to prohibit MRM from interfering in PI Two’s affairs, which the court granted, effectively barring MRM’s participation in management or board affairs.

Issues Surrounding Collaterals

Disputes arose regarding the collaterals provided by LBHI to Standard Chartered Bank. PI Two accused Standard Chartered of concealing the status and possession of its collaterals, raising concerns of potential double recovery.

Court Decisions

The Rehabilitation Court partially granted PI Two's motion for disclosure of collateral details and later denied MRM's requests to oust Standard Chartered from the Management Committee based on citizenship grounds. However, MRM later succeeded in having Standard Chartered removed from the Management Committee and ordered to release certain pledged collaterals.

Court of Appeals Ruling

Standard Chartered Bank appealed the Rehabilitation Court's orders, resulting in a Court of Appeals decision on July 17, 2012, which nullified the Rehabilitation Court's orders regarding the surrender of the collaterals and Standard Chartered's removal from the Management Committee. It reinstated Standard Chartered to its previous status in the Management Committee.

Subsequent Developments

While the appeal was pending, further developments included the dissolution of the Management Committee and new proceedings in the U.S. Bankruptcy Court, where Standard Chartered settled claims and agreed on a payment plan. This led to the Rehabilitation Receiver concluding that Standard Chartered had lost its standing in the rehabilitation process.

Final Resolutions and App

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