Title
Metropolitan Bank and Trust Company vs. Radio Philippines Network, Inc.
Case
G.R. No. 190517
Decision Date
Jul 27, 2022
A final judgment against Traders Royal Bank led to execution attempts on an escrow fund held by Metrobank. The Supreme Court ruled the RTC erred by including the fund without proper garnishment, affirming execution but requiring compliance with procedural rules.
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Case Summary (G.R. No. 206880)

Facts of the Case

On February 17, 1995, the RTC issued a judgment ordering Traders Royal Bank and Security Bank to pay damages and attorney's fees to the Respondents, with obligations totaling approximately P9.79 million, plus exemplary damages and costs. Following an appeal, the Court of Appeals held Traders Royal solely liable and eliminated Security Bank’s responsibility. Eventually, a modification by the Supreme Court confirmed the RTC's decision but removed the award of exemplary damages while upholding the attorney's fees.

Proceedings for Execution

Subsequently, in 2003, RPN, IBC, and BBC sought the RTC's assistance to issue a writ of execution and a subpoena compelling Metrobank to report on the escrow fund established following a Purchase and Sale Agreement involving Traders Royal and Bank of Commerce. In 2005, the RTC granted the writ of execution, later ordering the inclusion of various assets and the escrow fund for satisfaction of the monetary judgment.

Jurisdiction and Legal Arguments

Metrobank contested the RTC's orders, asserting it was not a party to the case and thus not subject to execution. The bank contended that claims against the escrow fund warranted a separate legal proceeding. Conversely, the Respondents argued that the RTC exercises jurisdiction over Metrobank, as it acted as Traders Royal's escrow agent.

Court of Appeals Decision

The Court of Appeals dismissed Metrobank’s petition, ruling that the RTC did not commit grave abuse of discretion in allowing the execution to proceed against the escrow fund. The appellate court maintained that the RTC was entitled to ascertain the status of the escrow fund within the context of executing the final judgment.

Supreme Court's Ruling

The Supreme Court recognized that while the RTC had the right to issue a writ of execution, the implementation diverged from prescribed judicial procedures. Under the Revised Rules of Court, judgments for money demand immediate payment and, if unpaid, allow for the levy of the debtor's assets. Specifically, the judgment obligor must first be given the chance to satisfy the obligation, failing which, the execution officer may levy personal property, and garnishment procedures for debts owed to the judgment debtor must follow.

Conclusion on Execution Protocol

The Supreme Court held that the lower court’s orders concerning execution against the escrow fund were misaligned with procedural norms. Thus, it emphasized that immediate payment must be demand

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