Title
Metropolitan Bank and Trust Co. vs. Commissioner of Internal Revenue
Case
G.R. No. 182582
Decision Date
Apr 17, 2017
Metrobank sought a refund for double-paid taxes but failed to file its judicial claim within the two-year prescriptive period, leading to denial by the Supreme Court.
A

Case Summary (G.R. No. 182582)

Factual Background

Solidbank extended a foreign currency loan to Luzon Hydro Corporation on June 5, 1997. The loan agreement obliged LHC to shoulder and remit all internal revenue taxes required to be deducted or withheld on the loan. Metrobank acquired Solidbank on September 1, 2000 and succeeded to Solidbank’s rights and obligations under the loan agreement. LHC paid Metrobank US$1,538,122.17 on March 2, 2001 and US$1,333,268.31 on October 31, 2001. LHC withheld and remitted ten percent final tax on the interest portions of those payments, totaling US$106,178.69, and remitted the peso equivalents to the Bureau of Internal Revenue in the months the payments were made. Metrobank inadvertently included the same withheld tax amounts in its own Monthly Remittance Returns of Final Income Taxes Withheld and thereby remitted those taxes to the BIR as well. Metrobank filed an administrative claim for refund with the BIR on December 27, 2002 and, following the CIR’s inaction, filed a judicial claim for refund before the CTA on September 10, 2003.

Procedural History

The CIR defended on several grounds including the requirement of administrative investigation, the taxpayer’s burden to prove double payment, and the necessity of filing within the prescriptive period. The CTA Division, in a Decision dated August 13, 2007, denied Metrobank’s refund claim for the March 2001 tax on the ground of prescription and denied the October 2001 claim for insufficiency of evidence. Metrobank’s motion for reconsideration was partially granted by Resolution dated November 14, 2007 to allow further evidence on the October 2001 claim, while the denial of the March 2001 claim for prescription was affirmed. Metrobank filed a partial appeal to the CTA En Banc in C.T.A. EB No. 340. The CTA En Banc issued a Decision on April 21, 2008 affirming the CTA Division. Metrobank then brought the matter to the Supreme Court.

The Parties’ Contentions

Metrobank contended that the two (2)-year prescriptive period for filing refund claims should be reckoned from the filing of its Final Adjustment Return or Annual Income Tax Return for taxable year 2001, around April 2002, when the taxpayer’s right to a refund was finally ascertainable. Metrobank relied on authorities that treated quarterly corporate income tax payments as advances and computed prescription from filing of the adjustment return, citing cases such as ACCRA Investments Corporation, CIR v. TMX Sales, Inc., CIR v. Philippine American Life Insurance Co., and CIR v. CDCP Mining Corporation. The CIR maintained that the tax at issue was a ten percent final withholding tax and that the two (2)-year prescriptive period ran from payment on April 25, 2001; the CIR further stressed the taxpayer’s burden of proof and that tax refund claims must be strictly construed against the taxpayer.

Issue Presented

Whether the CTA En Banc correctly held that Metrobank’s claim for refund of the March 2001 ten percent final withholding tax had prescribed.

The CTA Division Ruling

The CTA Division held that the March 2001 payment constituted a final withholding tax remitted on April 25, 2001 and that the two (2)-year prescriptive period ran from that payment date. The Division observed that Metrobank’s administrative claim filed on December 27, 2002 was within the two (2)-year period but that its judicial claim filed on September 10, 2003 was beyond the April 25, 2003 cutoff. Consequently, the Division dismissed the March 2001 refund claim as prescribed. The Division denied the October 2001 claim for lack of sufficient evidence but allowed Metrobank to present further evidence on reconsideration.

The CTA En Banc Ruling

The CTA En Banc affirmed the Division. It emphasized that the tax in question was a final withholding tax, which under Revenue Regulations No. 02-98 is a full and final payment of income tax due on the particular income and is not subject to end-of-year adjustment. The En Banc therefore held that the two (2)-year prescriptive period commenced upon payment, i.e., April 25, 2001, and that Metrobank’s judicial action filed on September 10, 2003 came after the prescriptive period had expired.

The Supreme Court’s Ruling

The Supreme Court denied the petition and affirmed the CTA En Banc Decision dated April 21, 2008. The Court held that refund claims are governed by Section 204 and Section 229 of the National Internal Revenue Code, which require a written administrative claim for refund with the Commissioner within two (2) years from payment and bar judicial action after two (2) years from payment. The Court reiterated that a taxpayer may file a judicial claim before resolution of the administrative claim to avoid prescription. The Court concluded that because the March 2001 tax was a ten percent final withholding tax, its finality precluded adjustment at the end of the taxable year and the two (2)-year prescriptive period therefore ran from the date of payment. Metrobank’s administrative claim was timely, but its judicial claim filed on September 10, 2003 was untimely; hence the claim prescribed.

Legal Reasoning and Distinctions

The Court distinguished the cases relied upon by Metrobank as addressing corporate income tax paid in quarterly installments, which courts treat as advances subject to annual adjustment; in those circumstances prescription is computed from filing of the Final Adjustment Return or Ann

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