Title
Supreme Court
Metropolitan Bank and Trust Co. vs. Absolute Management Corp.
Case
G.R. No. 170498
Decision Date
Jan 9, 2013
Metrobank sought reimbursement from Chua’s estate via a fourth-party complaint, but SC ruled it as a quasi-contract claim requiring filing in estate settlement proceedings.

Case Summary (G.R. No. 170498)

Metrobank’s Defensive and Offensive Maneuvers

Metrobank sought clarification via a bill of particulars, prompting AMC’s noncompliance and Metrobank’s motion to strike AMC’s third-party complaint. Concurrently, Metrobank moved to dismiss AMC’s third-party claim as forum shopping, alleging identical claims pending against Chua’s estate—motions both denied. Metrobank then answered interrogatories, invoked estoppel and gross negligence theories, and moved for leave to file a fourth-party complaint against Chua’s estate to secure reimbursement if held liable to AMC.

RTC’s Denial of the Fourth-Party Complaint

In its May 7, 2004 order (affirmed July 7, 2004 on reconsideration), RTC Quezon City refused Metrobank’s motion, classifying the proposed fourth-party claim as quasi-contractual (“cobro de lo indebido”). It held that money claims arising under implied contracts must be filed as claims in the special proceeding for Chua’s estate under Section 5, Rule 86 of the Rules of Court, over which an ordinary civil court lacks jurisdiction.

Court of Appeals’ Affirmation

The Court of Appeals affirmed, emphasizing lex specialis: Section 5, Rule 86 (special proceedings for estate settlement) governs money claims—due, not yet due, or contingent. Section 11, Rule 6 (ordinary actions) is general and applies only suppletorily. A money claim against a deceased person must therefore be filed in the estate settlement, not as a fourth-party complaint in an ordinary civil action.

Issues Before the Supreme Court

  1. Did Metrobank’s petition for review comply with Section 4, Rule 45 of the Rules of Court?
  2. Was Metrobank’s fourth-party complaint against Chua’s estate properly denied?

Compliance with Rule 45, Section 4

Metrobank omitted some adverse‐party pleadings but attached AMC’s opposition to its fourth-party motion and later filed missing documents in its reply. Citing F.A.T. Kee Computer Systems, Inc. v. Online Networks Int’l, Inc., the Court held the omission nonfatal, as procedural rules are to be liberally construed to secure just, speedy, and inexpensive determinations. The record still reflected both parties’ positions, precluding outright dismissal under Section 5, Rule 45.

Quasi-Contracts in Estate Settlement Proceedings

Under Maclan v. Garcia, obligations arising from quasi-contracts are “implied contracts” within the meaning of Rule 86, Section 5. Accordingly, liabilities of a deceased person stemming from quasi-contracts must be filed as claims in the special proceeding for estate settlement.

Nature of Metrobank’s Fourth-Party Claim

Metrobank’s claim seeks reimbursement from Chua’s estate if Metrobank is held liable for depositing AMC checks into Ayala Lumber and Hardware’s account. This resembles solutio indebiti under Civil Code Article 2154, requiring recovery of payments made by mistake to one not entitled to demand them. The necessary elements—undue delivery through mistake and lack of right to receive—are

...continue reading

Analyze Cases Smarter, Faster
Jur is a legal research platform serving the Philippines with case digests and jurisprudence resources. AI digests are study aids only—use responsibly.