Title
Metropolitan Bank and Trust Co. vs. Absolute Management Corp.
Case
G.R. No. 170498
Decision Date
Jan 9, 2013
Metrobank sought reimbursement from Chua’s estate via a fourth-party complaint, but SC ruled it as a quasi-contract claim requiring filing in estate settlement proceedings.

Case Summary (G.R. No. 170498)

Factual Background

On October 5, 2000, Sherwood Holdings Corporation, Inc. filed a complaint for sum of money against Absolute Management Corporation docketed as Civil Case No. Q-00-42105 before the RTC of Quezon City, Branch 80. Sherwood alleged advance payments by Metrobank checks totaling PHP 12,277,500.00 made to AMC and given to Jose L. Chua, AMC’s general manager, in 1998. Chua died in 1999, and a special proceeding for the settlement of his estate, Special Proceedings No. 99-0023, was pending before the RTC of Pasay City when AMC filed its answer with counterclaims and a third-party complaint.

Procedural History in the RTC

AMC denied knowledge of Chua’s transactions and averred it did not receive funds from Sherwood, while impleading Metrobank as third-party defendant and seeking indemnity if AMC were found liable. Metrobank moved for a bill of particulars and later to strike out the third-party complaint after AMC failed to comply. Metrobank also moved to dismiss for alleged forum shopping, asserting AMC had raised the same claim against Chua’s estate in Special Proceedings No. 99-0023; the RTC denied that motion. The trial court directed AMC to submit its bill of particulars, and ordered other interlocutory matters, while Metrobank answered interrogatories and eventually moved for leave to file a fourth-party complaint against Chua’s estate for possible reimbursement.

Trial Court Ruling

By order dated May 7, 2004, the RTC denied Metrobank’s motion for leave to file a fourth-party complaint and denied reconsideration on July 7, 2004. The RTC characterized Metrobank’s asserted right as a claim cognizable under the doctrine of cobro de lo indebido, a species of quasi-contract. The court held that quasi-contractual claims constitute implied contracts that must be presented as claims in the judicial settlement of a deceased person’s estate under Section 5, Rule 86 of the Rules of Court, and therefore the claim should have been filed in Special Proceedings No. 99-0023 before the RTC of Pasay City rather than as a fourth-party complaint in the ordinary action.

Court of Appeals Ruling

The Court of Appeals affirmed the RTC. The CA agreed that Metrobank’s requested relief was grounded in quasi-contract and thus constituted a money claim arising from an implied contract that falls within Section 5, Rule 86 of the Rules of Court. The CA held that the specific provision governing claims against estates prevailed over the general provisions for ordinary actions under Section 11, Rule 6 of the Rules of Court, applying the principle lex specialis derogat generali, and that rules for ordinary actions apply only suppletorily to special proceedings.

Petition to the Supreme Court

Metrobank filed a petition for review on certiorari to the Supreme Court, asserting entitlement to implead Chua’s estate by fourth-party complaint to secure reimbursement should it be held liable to AMC, and invoking Section 11, Rule 6 of the Rules of Court. AMC opposed the petition and additionally challenged its form for alleged noncompliance with Section 4, Rule 45 of the Rules of Court, contending Metrobank failed to append all material portions of the record.

Issues Presented

The parties framed two principal issues: first, whether Metrobank’s petition complied with Section 4, Rule 45 and was not subject to dismissal under Section 5, Rule 45; and second, whether Metrobank’s fourth-party complaint against the Estate of Jose L. Chua should have been allowed in the RTC proceedings rather than filed as a claim in the special proceedings.

Supreme Court's Analysis: Compliance with Rule 45

The Supreme Court found Metrobank’s omission to append some of AMC’s pleadings not fatal. The Court relied on precedent including F.A.T. Kee Computer Systems, Inc. v. Online Networks International, Inc., and on the Rules’ own provisions, Section 7, Rule 45 and Section 8, Rule 45, which permit the Court to require or allow submission of additional documents and the elevation of records. The Court emphasized that procedural rules must be liberally construed to secure a just, speedy and inexpensive determination, and observed that the material arguments of AMC were nevertheless before the Court through annexes and attachments. The Court therefore gave the petition due course.

Supreme Court's Analysis: Quasi-Contracts under Rule 86

The Court addressed whether quasi-contractual obligations are encompassed within claims that must be filed under Section 5, Rule 86 of the Rules of Court. Citing Maclan v. Garcia and Leung Ben v. O'Brien, the Court explained that the term implied contracts in the Rules of Court includes obligations arising from quasi-contracts and from law. Therefore, liabilities of a deceased arising from quasi-contracts are claims that must be presented in the settlement of the estate under Section 5, Rule 86.

Supreme Court's Analysis: Character of Metrobank's Claim

The Court agreed with the lower courts that Metrobank’s fourth-party complaint alleged a claim analogous to solutio indebiti as defined in Article 2154 of the Civil Code. The Court noted the two requisites of solutio indebiti: an undue delivery through mistake and receipt by one who had no right to demand the thing delivered. Metrobank’s claim alleged that it deposited checks payable to AMC into the account of Ayala Lumber and Hardware upon Chua’s instruction and that Ayala Lumber and Hardware had no righ

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