Title
Manila Electric Co. vs. Genbancor Development Corp.
Case
G.R. No. L-41756
Decision Date
Jul 30, 1976
Genbancor sought garnishment of Continental Finance's assets held by Meralco, but Meralco denied indebtedness. The Supreme Court ruled that Meralco's denial barred examination under Rule 57, invalidating the lower court's orders based on incorrect assumptions.

Case Summary (G.R. No. 96821)

Factual Background and Procedural History

Genbancor initiated a lawsuit against Continental Finance Corporation in Civil Case No. 19579 for the recovery of securities valued at over seven million pesos. Following a writ of preliminary attachment, a notice of garnishment was served upon Meralco, directing it to withhold any money or credits owed to Continental Finance Corporation. Meralco responded by refusing to deliver any assets in compliance with the garnishment notice, which led to a delay in action from Genbancor. Nearly ten months after the initial garnishment, Genbancor filed a motion to compel Meralco to turn over the allegedly garnished funds.

Meralco's Claim and Response

Upon being notified of Genbancor's motion, Meralco filed a manifestation asserting that it was not holding any funds due to Continental Finance Corporation and clarifying that its previous communication was not an admission of debt. Genbancor assumed that Meralco's prior letter indicated an admission of the funds' existence and sought the court's order for Meralco's qualified officers to be examined under oath regarding the alleged credits.

Court Proceedings and Rulings

The court initially ruled in favor of Genbancor, compelling Meralco to produce its qualified officer for examination. Meralco's subsequent opposition to this order was based on its assertion that it had no transactions with Continental Finance Corporation that would warrant any presumed liability. The discussions centered around relevant rules under the Rules of Court, particularly those governing garnishment and examination of debtors.

Examination of Credibility

During the proceedings, an affidavit from Meralco's money market supervisor claimed that Meralco had no outstanding credits or debts to Continental Finance Corporation, providing additional details about the specific commercial papers that were not associated with Continental. The validity of Meralco's denials was reinforced by President Sevilla of Contine

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