Title
Mallari vs. Banco Filipino Savings and Mortgage Bank
Case
G.R. No. 157660
Decision Date
Aug 29, 2008
Petitioner failed to redeem foreclosed property; writ of possession issued despite pending nullity action; certiorari deemed improper as appeal was available.

Case Summary (G.R. No. 157660)

Background Facts

The Respondent was the highest bidder at the public auction held on May 20, 1999, resulting in the issuance of a Certificate of Sale, which was annotated on the land title. The redemption period expired on May 20, 2000, during which the Petitioner failed to redeem the property. Consequently, the Respondent consolidated its title, and a new title reflecting this consolidation was issued on August 30, 2000. On January 18, 2001, the Respondent filed an Ex-Parte Petition for the Issuance of a Writ of Possession in accordance with Act No. 3135.

Trial Court Proceedings

The Petitioner opposed this petition, claiming an ongoing action for the declaration of nullity of the foreclosure proceedings, which had been filed on May 16, 2000. However, on May 18, 2001, the Regional Trial Court (RTC) granted the Respondent's request for a writ of possession, a decision that the Petitioner later sought to challenge via a motion for reconsideration, subsequently denied. The Petitioner then sought relief in the Court of Appeals (CA).

Court of Appeals Decision

On March 14, 2003, the CA dismissed the Petitioner’s petition for certiorari, asserting the need for the prompt possession of the property by the purchaser post-foreclosure, per legal provisions. The CA determined that an appeal was the appropriate remedy, thus negating the Petitioner's grounds for a writ of certiorari.

Legal Basis for Certiorari

The decision highlighted the requirements under Section 1, Rule 65 of the Rules of Court, which specifies that certiorari is available when there is a lack or excess of jurisdiction or grave abuse of discretion by an official or tribunal. The CA found no grounds to support the Petitioner's argument that certiorari was warranted, as an adequate remedy—an appeal—remained available.

Distinction and Relevant Jurisprudence

The CA contrasted the circumstances of this case with prior rulings where certiorari was deemed proper despite available appeals. However, it concluded that such exceptions were not relevant here, as the matter did not involve pressing public welfare interests, and adherence to outlined procedures under Act No. 3135 was deemed more appropriate.

Right to Possession

The issuance of the writ of possession was characterized as a ministerial act, reaffirming that

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