Title
J Plus Asia Development Corp. vs. Utility Assurance Corp.
Case
G.R. No. 199650
Decision Date
Jun 26, 2013
A construction agreement for a Boracay condotel faced delays, leading to contract termination. CIAC ruled contractor and surety liable; CA reversed, but SC reinstated CIAC, holding contractor in default and surety fully liable under the bond.

Case Summary (G.R. No. 199650)

Project Performance, Notices, and Joint Evaluation

SSB began work January 7, 2008. Petitioner paid through the 7th monthly progress billing, totaling P15,979,472.03 as of September 16, 2008; however, SSB’s actual accomplishment lagged behind the approved work schedule. Multiple written notices from petitioner’s construction manager documented persistent delays, reduced manpower, and failure to perform critical activities. A joint inspection on November 14, 2008 (signed by representatives of both parties) found the project only 31.39% complete and calculated the uncompleted portion and its estimated value. Petitioner terminated the contract on November 19, 2008.

Arbitration, CIAC Award and Relief Sought

Petitioner filed a Request for Arbitration with CIAC, seeking liquidated damages (P8,980,575.89) and recovery of the unrecouped down payment (P2,379,441.53). The CIAC denied respondent’s motion to dismiss and, after hearings (with Mabunay failing to present evidence), the CIAC awarded petitioner liquidated damages (P4,469,969.90) and the unrecouped down payment (P2,379,441.53), with interest and a limitation that UTASSCO’s liability shall not exceed P8.4M. The CIAC also awarded indemnity and arbitration costs against Mabunay, and directed Mabunay to indemnify UTASSCO for amounts UTASSCO pays to petitioner.

Court of Appeals Ruling

On review under Rule 43, the Court of Appeals agreed with the CIAC that the performance bond’s wording did not clearly limit the surety’s obligation to only the percentage equivalent to the down payment; it interpreted the bond in favor of the obligee and against the surety. However, the CA reversed the CIAC regarding the finding of contractor default: applying a strict construction of the contract timeline, the CA held that delay should be reckoned only after the lapse of the full one‑year completion period (December 24, 2008), and thus petitioner’s termination on November 19, 2008 was premature. The CA annulled the CIAC decision and writ of execution.

Issues Presented on Supreme Court Review

Petitioner sought reversal of the CA insofar as it denied recovery under the performance bond and reinstatement of the CIAC award. Petitioner raised procedural jurisdictional arguments under R.A. No. 9285 and Special ADR Rules, alleged that the CA decided based on an issue not properly litigated below, and disagreed with the CA’s reliance on precedent regarding reckoning of default for construction contracts.

Jurisdictional and Procedural Analysis by the Supreme Court

The Supreme Court rejected petitioner’s contention that R.A. No. 9285 or the Special ADR Rules divested the Court of Appeals of its jurisdiction to review CIAC awards. The Court explained: EO No. 1008 still governs CIAC awards, which are final and unappealable except on questions of law to the Supreme Court; CIAC awards need not be confirmed by RTC under RA 9285; CIAC’s own rules provide for appeals to the CA under Rule 43. Therefore, the CA retained jurisdiction to review CIAC awards in construction disputes.

Whether Delay and Default Were Properly Considered

The Court analyzed default (mora) under Article 1169 and established requisites found in jurisprudence: (1) the obligation must be demandable and liquidated; (2) the debtor delays performance; and (3) the creditor requires performance judicially or extrajudicially. The Court rejected the CA’s view that delay could only be measured against the one‑year completion date and emphasized that the approved work schedule was part of the contract and served both as a basis for monthly payments and for evaluation of progress. The Construction Agreement expressly deemed the contractor in default if he delayed completion by more than 30 calendar days “based on official work schedule duly approved by the OWNER.” Records showed persistent delays beginning as early as April 2008, repeated written notices from petitioner, reduction of manpower, and a joint evaluation showing only 31.39% completion by November 14, 2008. The Court concluded that SSB was in default for failure to substantially perform in accordance with the contract and had not sought extensions or otherwise justified its delays. Consequently, petitioner’s termination was valid and the entitlement to liquidated damages and other remedies under the contract followed.

Nature and Interpretation of the Performance Bond

The Supreme Court considered the bond language in context: while the bond contained an unclear clause referring to guaranteeing “20% down payment,” the primary recitals stated the bond secured “the full and faithful performance” of the contract. Applying Article 1377 (interpretation should not favor the party who caused obscurity) and the rule that ambiguous bonds are construed most strongly against a compensated surety and in favor of the obligee, the Court held the bond guaranteed SSB’s full performance. The Court rejected UTASSCO’s contention that performance of 32.38% of the project extinguished the surety’s obligation because the accomplishment allegedly exceeded the 20% down payment. The Court reiterated that the obligation of a surety is not apportionable and that the bond’s recitals and nature support full guarantee of performance, subject only to the stated monetary cap on the surety’s liability.

Confiscation Clause, Liquidated Damages and Penalty Character

Article 13 of the Construction Agreement authorized the owner, upon contractor default, to confiscate the performance bond “to compensate for all kinds of damages the OWNER may suffer” and to complete the work and charge expenses to the contractor and/or bond. The Court treated this stipulation as a valid penalty clause accessory to the underlying obligation: such clauses strengthen the coercive force of the obligation and are binding if not contrary to law, morals, or public order. Given the contractor’s default, petitioner was entitled to recover from the bond under the contract terms.

Interest, Indemnity and Allocation of Liability

The Supreme Court applied precedent holding that a surety who fails to pay on demand can be held liable for interest even if payment results in exceeding the principal obligation; such interest arises from the law due to delayed payment and the necessity of judicial collection, not from the surety contract itself. The Court therefore authorized interest on amounts awarded. The Court also reaffirmed the CIAC’s indemnity directive: Mabunay must indemnify UTASSCO for amounts it pays under the decision, with interest and attorney’s fees for UTASSCO, as provided in the CIAC award and consistent with the indemnity agreement between Mabunay and UTASSCO.

Disposition and Modifications by the Supreme Court

The Supreme Court granted the petition for certiorari, reversed and set aside the CA decision, and reinstated the CIAC award with specific modifications: UTASSCO was ordered to pay petitioner the full amount of the performance bon

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