Title
Insular Life Assurance Co., Ltd. vs. Social Security System
Case
G.R. No. L-16359
Decision Date
Dec 28, 1961
Employer sought refund of SSS premiums paid for employee on unpaid leave; Court upheld Commission's ruling, affirming contributions are due regardless of pay status.

Case Summary (G.R. No. L-16359)

Factual Background

The petitioner objected to the enforcement of Circular No. 21 through two letters dated May 13, 1959 and June 16, 1959. The petitioner took the position that the circular should not apply to the employment situation of its employee, Agustin O. Benitez, during a leave period without pay. Even after its objections, the petitioner continued to remit its contributions for the employee for the period from May 15, 1959 to August 30, 1959.

On June 25, 1959, the Social Security Commission rejected the petitioner’s objections and ruled that Circular No. 21 was a valid interpretation of the Social Security Act. The petitioner then sought reconsideration on July 6, 1959 and reiterated the same objections in subsequent letters dated June 7, 1959 and September 7, 1959. Acting on these requests, the Commission adopted Resolution No. 890 on August 27, 1959, the resolution that the petitioner appealed.

Resolution No. 890 and the Commission’s Rationale

The Commission framed the central obligation as dependent on the existence of an employer-employee relationship, not on whether the employee was actively rendering service or receiving compensation at every moment. It reasoned that a person who does not render service and receives no compensation is not automatically excluded from coverage; rather, the key inquiry under the Act was whether the employment relationship continued to exist and had not been terminated.

The Commission invoked the structure of the Social Security Act, emphasizing that the Act contemplated circumstances in which an employee might be temporarily deprived of compensation without the employment relationship ending. It drew support from Section 14 relating to sickness allowances. Under that provision, the Commission noted that the premiums due from the covered employee are deducted in installments from sickness allowances. That mechanism, according to the Commission, demonstrated that even when the employee temporarily received no compensation, the employee remained a member and the obligation to pay monthly contributions persisted.

The Commission also rejected the petitioner’s thesis that the employer’s liability for contributions depended on the employee’s receipt of compensation. It held that the non-receipt of compensation was not determinative, provided that the employment relationship continued. In that connection, it asserted that Sections 8(f) and (j)—which define “compensation” and “employment”—merely identify what counts as compensation and what constitutes employment. The Commission ruled that these definitions did not control the basis of the obligation to pay premiums, and therefore the employee’s being on leave without pay did not extinguish the employer’s contribution duty.

Finally, the Commission rejected the petitioner’s argument that the contributions could not be computed on statutory bases during the leave period. It stated that the employee’s compensation was not considered lost solely because the employee was on leave without pay, even though the employee might not be entitled to compensation during that time.

The Two Questions of Law Raised by the Petitioner

Before the Court, the petitioner presented two questions of law.

First, it asked whether payment of compensation to an employee was a requirement for the employer’s liability for social security contributions, arguing that compensation formed the basis for computing the premiums and contributions. The petitioner also cited Magruder vs. Yellow Cab Co., 152 A.L.R. 516, contending that the American approach required payment of wages as a prerequisite.

Second, the petitioner asked whether Circular No. 21 was an administrative rule or regulation requiring compliance with presidential approval and publication, or whether it was merely an administrative interpretation or implementation of statutory provisions. The petitioner maintained that by imposing liability through the circular, the Commission had exercised legislative power beyond the scope of its authority.

Court’s Treatment of the First Issue: Compensation as a Prerequisite

The Court held that the petitioner’s first argument could not be sustained. It relied on the Court’s prior ruling in Roman Archbishop of Manila vs. Social Security System (110 Phil., 616; 59 Off. Gaz. [33] 5277), stating that the employer’s duty to pay contributions was compulsory during its coverage and that, pursuant to Section 9 of the Social Security Act, coverage was determined solely by the existence of an employer-employee relationship.

The Court then applied that doctrine to leave without pay. It held that while an employee was on leave, the employee remained an employee of the employer because the employment contract had not yet terminated. The Court pointed out that the employee might return to work, and the employer remained obligated to accept the return. Since the employee remained a member of the System and remained liable to pay premiums upon return, the Court concluded that the employer remained liable to the Commission for contributions on account of the employee during the leave period.

As to Magruder vs. Yellow Cab Co., the Court agreed with the Solicitor General and the Commission that the American decision did not control. The Court observed that the United States system treated contributions as taxes collected only when the employee was paid salary or wages. By contrast, the Court emphasized that in the Philippines, the social security contributions were treated as premiums collectible even when the employee was not actually paid wages or salary, making the petitioner's reliance on the American method inapplicable.

Court’s Treatment of the Second Issue: Nature and Validity of Circular No. 21

On the second issue, the Court ruled against the petitioner’s challenge to the validity of Circular No. 21. It rejected the contention that the circular functioned as an administrative rule or regulation that imposed liability not found in the Act.

The Court accepted the position of the Solicitor General that the circular was only an interpretative and implementational measure. It reasoned that Sections 9, 11, 22, and 28(e) of the Social Security Act already imposed a clear obligation to con

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