Title
Home Development Mutual Fund Pag-Ibig Fund vs. Sagun
Case
G.R. No. 205698
Decision Date
Jul 31, 2018
Fraudulent housing loan transactions by Globe Asiatique with Pag-IBIG Fund led to criminal charges for simple estafa, civil disputes, and Supreme Court rulings on arrest warrants, summary judgments, and preliminary injunctions.

Case Summary (G.R. No. 53515)

Factual Background

From 2008 GA, through its president Delfin S. Lee, entered into multiple Funding Commitment Agreements (FCAs), Collection Servicing Agreements (CSAs) and a July 13, 2009 Memorandum of Agreement (MOA) with HDMF to take out housing loans under the Pag-IBIG program for GA's Xevera projects in Pampanga. GA represented that its borrowers were qualified Pag-IBIG members, that documents submitted were valid, and that Globe Asiatique would maintain specified Performing Accounts Ratios and a buy-back guaranty for defaulting accounts. HDMF disbursed loan proceeds totaling in the billions over 2008–2010.

Fraud Allegations and HDMF Audit Findings

In the course of post-take-out validations HDMF discovered numerous irregularities: hundreds of supposed borrowers denied knowledge of loans or were nonexistent; many borrowers lacked requisite contributions or income documentation; a large percentage of units remained unoccupied. HDMF attributed losses to fictitious and fraudulent borrowers and claimed aggregate damages in the hundreds of millions to billions of pesos, prompting an audit and the revocation or suspension of GA's take-out privileges and cancellation of agreements in 2010.

Criminal Charges and DOJ Preliminary Investigation

The NBI referred complaints to the DOJ, which conducted preliminary investigations and, by a Review Resolution dated August 10, 2011, recommended filing informations for estafa and, as amended by prosecutors, for syndicated estafa under P.D. No. 1689 in relation to Article 315(2)(a) of the Revised Penal Code, naming Delfin Lee, Dexter Lee, Sagun, Salagan and Atty. Alvarez among those to be charged with no bail recommended. The DOJ panels earlier recommended simple estafa; Senior Deputy State Prosecutor Villanueva recommended the inclusion of Atty. Alvarez and the charge of syndicated estafa.

Proceedings in the Pasig RTC and Collateral Litigation

Before the DOJ Review Resolution was finalized, Delfin S. Lee filed for injunctive relief in the Pasig RTC to enjoin criminal proceedings on the ground of a prejudicial question arising from the Makati civil action. The Pasig RTC issued TROs and a writ of preliminary injunction in 2011 and again in 2013 enjoining various DOJ actions. The DOJ successfully sought certiorari in the Court of Appeals and this Court earlier affirmed the CA in G.R. No. 201360, holding that the civil case did not determine guilt or innocence in the criminal complaints, but later the Pasig RTC issued another injunction in April 2013 which led to additional litigation.

Proceedings in the Pampanga RTC

After the lifting of interruptions to the DOJ, the information for syndicated estafa was filed in Pampanga RTC as Criminal Case No. 18480. On May 22, 2012 the Pampanga RTC found probable cause for syndicated estafa against Delfin Lee, Dexter Lee, Sagun, Salagan and Atty. Alvarez and ordered warrants of arrest with no bail recommended. Motions to quash, motions to recall warrants and motions for reconsideration followed and were denied by the Pampanga RTC, prompting separate petitions for certiorari, prohibition and injunctive relief to the Court of Appeals by the persons charged.

Civil Proceedings in the Makati RTC

GA and Delfin Lee had earlier filed Civil Case No. 10-1120 in Makati RTC seeking specific performance and damages against HDMF, alleging HDMF wrongfully refused to accept proposed replacement buyers. The Makati RTC granted summary judgment in favor of GA on January 30, 2012, declaring entitlement to specific performance and damages, but set the exact amount of damages for trial. The Makati RTC later denied motions for reconsideration, treating one motion filed by HDMF's retained private counsel as unauthorized and a scrap of paper because of an asserted lack of required OGCC and COA conformities.

Decisions of the Court of Appeals

The CA issued multiple rulings on separate petitions. It set aside the DOJ Review Resolution as to Sagun (C.A.-G.R. SP No. 121346), annulled and quashed the Pampanga RTC warrants against Atty. Alvarez, Delfin Lee, and Dexter Lee in their respective petitions (C.A.-G.R. SP Nos. 127690, 127553, 127554), while it affirmed probable cause as to Salagan (C.A.-G.R. SP No. 134573). The CA dismissed HDMF's certiorari challenging the Makati RTC summary judgment on procedural grounds in C.A.-G.R. SP No. 128262. The CA also dismissed certain DOJ petitions as filed out of time in CA docket numbers concerning the Pasig RTC writ.

Issues Presented to the Supreme Court

The Court distilled the contested legal points into: (1) whether HDMF availed the proper remedy to assail the Makati RTC summary judgment; (2) whether there was probable cause to file informations for syndicated estafa and to issue warrants of arrest against the respondents; and (3) whether the Pasig RTC could validly enjoin the DOJ from conducting preliminary investigations.

Ruling of the Supreme Court

The Supreme Court delivered a multipart disposition. The Court PARTIALLY GRANTED the consolidated petitions challenging the CA decisions that had set aside the DOJ Review Resolution as to Sagun and had quashed several warrants; it modified the CA rulings. The Court GRANTED HDMF's petition attacking the Makati RTC summary judgment and GRANTED the DOJ petitions challenging the CA denial of its time extension and the Pasig RTC injunctions. Concretely the Court: (a) held that the Makati RTC January 30, 2012 disposition was an interlocutory, partial summary judgment and thus properly assailable by certiorari under Rule 65; (b) concluded that, while the facts support probable cause for simple estafa under Article 315(2)(a) against the respondents, the elements required for syndicated estafa under P.D. No. 1689 were not present; and (c) declared the writ of preliminary injunction issued by the Pasig RTC in April 2013 null and void as a grave abuse of discretion that unlawfully interfered with the DOJ's executive function to investigate and prosecute.

Legal Basis: Interlocutory Nature of the Makati Summary Judgment and Proper Remedy

The Court found that the Makati RTC's January 30, 2012 order resolved only certain claims and expressly left the amount of damages for trial, thereby rendering the order a partial or interlocutory summary judgment under Section 5, Rule 36 and Section 4, Rule 35 of the Rules of Court. An interlocutory ruling is not appealable under Section 1, Rule 41 and may be attacked by a special civil action under Rule 65. The HDMF therefore properly filed certiorari; the Court also relaxed the timeliness rule in the peculiar circumstances and on equitable grounds to reach the merits.

Legal Basis: Authority to Retain Private Counsel and Evidentiary Showing

The Court examined HDMF's retention of private counsel and found that the Yorac Law Firm lacked contemporaneous proof of COA concurrence at the time it entered appearances. The HDMF's post hoc certification of COA concurrence was insufficient under Sections 24 and 25, Rule 132 to validate the private appearance at that stage. The Court thus upheld the trial court's treatment of the purported motion for reconsideration as ineffective for tolling appeal time, yet in exercising equitable discretion the Court resolved HDMF's petition on the merits.

Legal Basis: Probable Cause, Syndicated Estafa, and Simple Estafa

The Court reiterated that the determination of probable cause during preliminary investigation is an executive function; the judicial determination for issuance of an arrest warrant is a separate judicial function requiring personal evaluation by the judge (Rule 112, Sec. 5(a)). Concerning P.D. No. 1689, the Court concluded that syndicated estafa requires (a) commission of estafa as defined in Articles 315 or 316; (b) commission by a syndicate of five or more persons formed with intent to carry out the unlawful scheme; and (c) defraudation resulting in misappropriation of moneys contributed by stockholders or members of specified institutions or funds solicited by corporations/associations from the general public. The Court held that GA and the listed respondents did not form or use an association that solicited funds from the public in the sense contemplated by P.D. No. 1689; rather, HDMF itself was the victim and not an association used by respondents to defraud its own members. Accordingly the elements of syndicated estafa were not met.

Legal Basis: Probable Cause for Simple Estafa and Individual Liability

The Court found sufficient basis to conclude that the respondents probably committed simple estafa under Article 315(2)(a). The record supported that GA, through the so-called “special buyers” scheme and through acts of its officers and agents, caused HDMF to release funds by means of false pretenses and fraudulent representations prior to or simultaneous with the fraud. The Court accepted that corporate officers and employees who facilitate a corporation's commission of a crime may be held individually liable. The Court therefore directed the DOJ to amend the information to charge the respondents with simple estafa and held that warrants of arrest issued on the prior informations remain valid; it applied Hao v. People permitting amendment of an information to a necessarily included offense.

Legal Basis: Enjoining Preliminary Investigation and Rule of Non-interference

The Court held that injunction against criminal investigation or prosecution is disfavored and may lie only under exceptional circumstances. The Pasig RTC had previously been rebuked for issuing an injunction on th

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