Title
Gomez vs. La Germinal
Case
G.R. No. L-11845
Decision Date
Feb 18, 1918
Magdaleno Gomez validly purchased Vicente Torres’ equity of redemption, enabling him to redeem property sold at auction despite "La Germinal’s" refusal, affirmed by the Supreme Court.

Case Summary (G.R. No. L-1394)

Factual Background

Prior to October 10, 1914, “La Germinal” obtained a judgment in the Court of First Instance of the city of Manila against Vicente Torres for a sum of money. An execution issued under that judgment, and the property in question was sold at public auction to Magdaleno Gomez, who was described as the plaintiff, for P2,000 on October 10, 1914. A sheriff’s deed was then issued to the plaintiff and expressly recognized that Vicente Torres retained a right of redemption within a period of twelve (12) months from the sale. “La Germinal” took immediate possession of the property after the sheriff’s sale.

On September 28, 1915, Vicente Torres sold and transferred to Magdaleno Gomez all of his right, title, and interest in his equity of redemption over the property. The next day, September 29, 1915, Magdaleno Gomez gave formal notice to “La Germinal” that he had acquired Vicente Torres’s equity of redemption and offered to pay P2,000, with interest and costs, but less the rents received by “La Germinal” during its occupation of the property. “La Germinal” refused to accept the offer and refused to convey the property to the plaintiff.

Commencement of the Action and Defense Theory

Because of “La Germinal’s” refusal, the plaintiff commenced the present action. The amount claimed as due was deposited in court. The defendants did not dispute that Vicente Torres had the right of redemption within one year from October 10, 1914. They did contend, however, that the sale by Vicente Torres of his equity of redemption to Magdaleno Gomez was a feigned sale, purportedly intended to defraud creditors.

The lower court found against that contention. It held that the sale was valid, that Magdaleno Gomez paid a valid consideration, and that as successor in interest of Vicente Torres, he had the right to exercise the equity of redemption and to demand reconveyance.

The Governing Legal Framework on Equity of Redemption

The Court stated that Vicente Torres had a right to redeem within the twelve-month period and that his right to sell the equity of redemption was supported by Sec. 464 of Act No. 190. The Court further explained the manner and amount required for redemption: a person exercising the right of equity of redemption must pay the full amount of the sale at public auction, plus interest and costs, in accordance with Art. 465 of Act No. 190. The Court also recognized that the required amount could be reduced by the amount the purchaser received from rents during his occupation, pursuant to Art. 469 of Act No. 190, citing De la Rosa vs. Revita Santos, 10 Phil. Rep. 148, and Aldecoa & Co. vs. Navarro, 23 Phil. Rep. 203.

Plaintiff’s Timely Exercise and Computation of Redemption Amount

Magdaleno Gomez attempted to exercise the equity of redemption before the expiration of the twelve months from October 10, 1914. He offered to pay La Germinal the amount paid at the sheriff’s sale (P2,000), together with legal interest and costs, but less the rents collected by “La Germinal”.

Applying the statutory computation, the Court reasoned as follows. The defendant’s purchase at auction was P2,000. The interest, taxes, and similar charges paid by the defendant amounted to P260.55. Thus, the amount that the owner of the equity of redemption would have to pay before accounting for rents was P2,260.55. The Court then accounted for the rents received by the defendant after the sheriff’s sale. The record showed that the defendant received P496.07 as rent. Therefore, P2,260.55 had to be reduced by P496.07, leaving a balance due in the amount of P1,764.48.

The record further showed that when the action was commenced, this balance was deposited in court by the plaintiff for the benefit of the defendant. The Court held that once the plaintiff paid or tendered this amount, or caused it to be deposited in court, he was entitled to have the property reconveyed.

Parties’ Contentions on Appeal

On appeal, the principal question remained whether the plaintiff was the owner of the equity of redemption and thus entitled to a conveyance of the property by the defendants. The defendants maintained that the purchase of the equity of redemption was feigned and fraudulent toward creditors. The plaintiff, as transferee, relied on the validity of the transfer and on the statutory right to redeem, including the required computation and his tender/deposit of the correct redemption amount.

The Court noted that an examination of the evidence did not support the claim that the sale of the equity of redemption was feigned. The Court treated the lower court’s findings as supported: Magdaleno Gomez had paid a valid consideration and was therefore the owner of the equity of redemption.

Ruling of the Court

The Court held that the judgment of the lower court should be affirmed, with costs. It concluded that Magdaleno Gomez, as successor in interest of Vicente Torres, had the perfect right to exercise the equity of redemption, that he attempted to exercise it wit

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