Title
Garcia vs. Court of Appeals
Case
G.R. No. L-26490
Decision Date
Jun 30, 1970
Petitioners bought property, assumed mortgage, and paid retained amount; foreclosure due to vendor's fault, not breach. Rescission denied.

Case Summary (G.R. No. 137377)

Key Dates and Background

The pivotal transaction occurred in 1959 when the Soccos sold their property to the Garcias while retaining a mortgage debt with the Development Bank of the Philippines (DBP). Following the failure of the Garcias to assume the mortgage debt immediately, the DBP foreclosed the property on November 17, 1959. The subsequent legal actions began on April 13, 1960, when the Soccos initiated a lawsuit seeking rescission of the sale contract based on the Garcias' alleged defaults.

Applicable Law

In reviewing this case, the decision was primarily analyzed in light of obligations and contractual terms as provided under the Civil Code of the Philippines. The exercise of rescission and issues surrounding the assumption of the mortgage debt were central to determining the outcome.

Court of Appeals Ruling

The Court of Appeals reversed the lower court's decision, ordering rescission of the sale and compensation for the civil fruits derived from the property. The appellate court cited the Garcias' failure to fulfill obligations as the basis for its ruling.

Allegations of Misapprehension of Facts

The petitioners contested the appellate court’s findings, alleging they were grounded in a misunderstanding of facts established during the trial. They noted that the claim that they retained P2,000 for unpaid obligations and failed to assume the mortgage was inaccurate and unsupported by the evidence.

Findings on Payment of Obligations

The Garcias maintained that they paid the necessary amounts to the Soccos through their broker, indicating that the P2,000 was duly disbursed. The deed of sale acknowledged receipt of the full purchase price, including the disputed amount, undermining the appellate court’s claim that they withheld this payment.

Assumption of Mortgage Debt

With respect to the second allegation of default, the petitioners argued that the deed explicitly stated their assumption of the DBP mortgage, supported by evidence of their payments which updated the mortgage obligation. This contradicts the appellate court's conclusion of failure to assume the debt.

Miscommunication Between DBP Departments

Central to the dispute was the lack of communication between the real estate department and the legal department of the DBP regarding the property’s foreclosure. The Garcias contended that had they been informed of the foreclosure status prior to their purchase, the situation could have been avoided, further highlighting the negligence on the part of the Soccos.

Morality and Damages Claims

In awarding damages to the Soccos, the appellate court overlooked the timeline of mortgage fo

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