Title
1st Sarmiento Property Holdings, Inc. vs. Philippine Bank of Communications
Case
G.R. No. 202836
Decision Date
Jun 19, 2018
First Sarmiento sought annulment of a P100M mortgage, claiming non-receipt of loan proceeds. SC ruled action incapable of pecuniary estimation, remanding case to RTC.

Case Summary (G.R. No. 184661)

Factual Background

On June 19, 2002, First Sarmiento Property Holdings, Inc. obtained a P40,000,000 loan from Philippine Bank of Communications, secured by a real estate mortgage covering 1,076 parcels of land; the loan was amended upward to P51,200,000 on March 15, 2003 and later to P100,000,000 on September 15, 2003. PBCOM asserted that despite demand letters, First Sarmiento failed to pay principal and accrued interest, and on January 2, 2006 it initiated extrajudicial foreclosure proceedings. The extrajudicial sale was set and, on December 29, 2011, the mortgaged properties were auctioned and sold to PBCOM as highest bidder; a certificate of sale was issued by the Ex-Officio Sheriff on January 24, 2012.

Complaint and Preliminary Relief

On December 27, 2011, First Sarmiento attempted to file a Complaint for annulment of the real estate mortgage but the Clerk of Court initially refused filing for lack of tax declarations to assess docket fees. The Executive Judge and Vice-Executive Judges of the RTC, Malolos, ruled on December 29, 2011 that the action was not capable of pecuniary estimation. On January 2, 2012, First Sarmiento filed its Complaint alleging it never received the P100,000,000 loan proceeds, prayed for annulment of the mortgage and sought a temporary restraining order and preliminary injunction to enjoin registration of the certificate of sale; it paid a filing fee of P5,545.00. Judge Renato C. Francisco issued an ex parte temporary restraining order effective for seventy-two hours, and on January 4, 2012 the RTC directed the parties to observe the status quo ante.

Trial Court Dismissal and Motion for Reconsideration

In opposition, PBCOM contended that the RTC lacked jurisdiction because the action was a real action and the correct docket fees should have been based on the fair market value of the mortgaged properties; it further argued that the extended status quo order improperly prolonged the TRO beyond the prescribed period. On April 3, 2012 Branch 11, RTC, Malolos dismissed the Complaint for lack of jurisdiction for failure to pay appropriate filing fees, citing Home Guaranty Corporation v. R. II Builders, Inc. and National Housing Authority. The RTC denied reconsideration on July 25, 2012.

Petition for Review and Procedural Posture in the Supreme Court

First Sarmiento filed a verified petition for review on certiorari under Rule 45 on August 17, 2012, asserting that its Complaint was incapable of pecuniary estimation and noting the trial court executive judges had so found. The petition raised only questions of law, including a contention that the RTC misapplied Home Guaranty and that En Banc precedent such as Lu v. Lu Ym and Bunayog v. Tunas supported its position. PBCOM filed a comment asserting the Complaint hid a true objective to recover title or possession and that the action was therefore a real action.

Issue Presented

The sole issue adjudicated by the Court was whether the Regional Trial Court acquired jurisdiction over First Sarmiento’s Complaint for annulment of real estate mortgage given the filing fees paid, which required determining whether the subject of the litigation was capable of pecuniary estimation.

Governing Rules on Jurisdiction and Nature of Action

The Court reiterated the settled principle that subject matter jurisdiction is determined by the material allegations of the complaint and the relief sought, and that courts acquire jurisdiction over matters where the subject of the litigation is incapable of pecuniary estimation as provided by Batas Pambansa Blg. 129, sec. 19(1). The controlling test is the nature of the principal action or remedy prayed for: if the principal relief is for recovery of a sum of money or real property, the action is capable of pecuniary estimation; if the principal relief is something else and any money or property claim is merely consequential or incidental, the action is incapable of pecuniary estimation, as articulated in Lapitan v. Scandia and reaffirmed in later decisions including Lu v. Lu Ym.

Application to the Complaint — Principal Relief Analyzed

A close reading of First Sarmiento’s Complaint demonstrated that the principal relief sought was annulment of the mortgage for want of consideration because the loan proceeds were allegedly not delivered, and not the reconveyance or recovery of the mortgaged properties. The Complaint’s allegations and prayers sought removal of the mortgage lien and injunctive relief to prevent foreclosure, not a declaration of title or recovery of possession. Consequently, the Court concluded the action’s subject was incapable of pecuniary estimation.

Effect of Extrajudicial Sale and Certificate of Sale

The Court examined Act No. 3135, sec. 6, and Mahinay v. Dura Tire & Rubber Industries, Inc., for the proposition that the date of sale in an extrajudicial foreclosure is the date the certificate of sale is registered with the Register of Deeds; until registration the sale does not convey title. Because the Clerk and sheriff were restrained from registering the certificate of sale while the Complaint was pending and because the certificate was issued only after the Complaint had been filed, First Sarmiento retained ownership and possession at the time of filing, supporting the conclusion that the Complaint did not seek reconveyance and was not a real action.

Docket Fees and Jurisdictional Consequences

The Court applied Fedman Development Corporation v. Agcaoili to hold that when the docket fees assessed by the clerk were paid, the trial court acquired jurisdiction and any deficiency should be recovered as an additional assessment or lien on the judgment award rather than by dismissal, absent bad faith to defraud the government. There was no evidence of bad faith by First Sarmiento in paying the clerk’s computed fee; therefore dismissal for nonpayment of correct fees was improper.

Temporary Restraining Order and Status Quo Order

Although not raised by the parties, the Court reviewed the RTC’s January 4, 2012 order directing the status quo ante and found it unlawful to effectively extend the seventy-two hour TRO indefinitely without compliance with Rule 58, Section 5. The Court emphasized that a TRO is temporally limited and cannot be extended to supplant a preliminary injunction; absent a timely preliminary injunction the TRO automatically expires. The RTC’s indefinite status quo order thus contravened the Rules and the TRO had long expired in the absence of a preliminary injunction.

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