Title
1st Integrated Bonding and Insurance Co., Inc. vs. Herdo
Case
G.R. No. 51221
Decision Date
Jul 31, 1991
Insurer First Insurance held liable for P30,000 damages after defaulting in a case involving a fatal jeepney accident, with judgment affirmed as final.
A

Case Summary (G.R. No. 141283)

Background of the Case

This case revolves around a petition for certiorari under Rule 65 of the Revised Rules of Court pertaining to the annulment of an amended decision rendered by the trial court in Civil Case No. 1104, where First Insurance was declared liable for damages resulting from a vehicular accident. The incident involved Silverio Blanco's passenger jeepney, which struck and caused the death of five-year-old Deogracias Advincula. Initially, First Insurance was declared in default after failing to respond to a complaint filed by the child's parents.

Proceedings and Key Decisions

A pre-trial conference took place post-default, wherein the Advincula spouses presented documentary evidence supporting their claims for damages. The trial court ruled in favor of the Advincula spouses on March 1, 1978, and subsequently amended the decision on March 27, 1978, to include additional damages payable by First Insurance. First Insurance received a copy of this amended decision on April 11, 1978, and later, a motion for execution of the judgment was granted.

Petition for Relief from Judgment

On September 5, 1978, First Insurance filed a petition for relief from judgment, which was met with opposition from the Advincula spouses. The trial court denied the petition on October 4, 1978, citing the late filing beyond the 60-day requirement as well as findings of gross negligence on part of First Insurance in addressing the case.

Basis of First Insurance's Position

First Insurance contended that the Advincula spouses lacked standing to sue directly since they were not parties to the insurance contract. The argument relies on established jurisprudence that third parties typically do not have a direct right to sue insurers unless specified in the contract. However, it is established that where statutory provisions permit third-party claims against insurers, these filings are executable regardless of whether a judgment was obtained against the insured.

Court Findings

The court noted that First Insurance was in default and had lost its standing to contest the trial court's decisions primarily based on the evidence presented by the Advincula spouses. Furthermore, it failed to raise any triable issue through its petition or during the proceedings. The cour

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