Title
Fidelity and Surety Company of the Philippines vs. Vda. de Lizarraga
Case
G.R. No. 15466
Decision Date
Feb 18, 1921
Pastora Conegero’s land, initially under Certificate No. 147, was split into Certificates 194 and 195. She sold it to Samuel Thomas post-cancellation without proper registration. Later, she mortgaged it to Fidelity and Surety Company, which was registered. Court ruled Fidelity’s mortgage was superior to Thomas’s unregistered sale.

Case Summary (G.R. No. 15466)

Background of the Property and Transactions

Prior to June 26, 1913, Pastora Conegero held Torrens Certificate of Title No. 147 for a parcel of land. After issuance, a cadastral survey was conducted, leading the Court of First Instance of Iloilo to cancel Certificate No. 147 and issue Certificates No. 194 and 195 in place of it. Certificate No. 194 was issued to Pastora Conegero, while Certificate No. 195 was issued to her children. This cancellation occurred under court authority on July 26, 1913, with a follow-up mandate on October 1, 1914.

Mortgages and Sales of the Property

Before the cancellation, Conegero mortgaged the land covered by Certificate No. 147 to El Hogar Filipino, a mortgage that was noted on the certificate. Subsequently, on March 30, 1916, she sold the property to Samuel Thomas for P1,637.49. However, at the time of the sale, the original Torrens title was non-existent due to the prior cancellation. Thomas, unaware of this development, sought to have the deed registered with the Iloilo Register of Deeds.

Registration and Notification Issues

Thomas's attorney attempted to register the deed, but the Register of Deeds, Francisco Enage, rejected the request, informing them that the original certificate had been cancelled and replaced by Certificate No. 194. Nonetheless, the Register of Deeds noted the attempted registration in his entry book, recording that the deed was presented on April 18, 1916.

Subsequent Transactions and Competing Claims

On October 18, 1916, Conegero executed a mortgage for the property described in Certificate No. 194 to Fidelity and Surety Company for P2,000, which was duly registered on March 29, 1917. Thomas began legal action on November 2, 1917, seeking to compel Conegero to produce Certificate No. 194 for cancellation and issuance of a new title in his name. The case subsequently led to actions involving competing claims from Conegero, Thomas, and another mortgagee, Southworth and Goyena.

Ruling by the Trial Court

The trial court determined that the property belonged to Samuel Thomas based on the timing of the registration of the mortgage by Fidelity and Surety Company. However, the court limited the remedy to a personal judgment against Conegero.

Legal Analysis of Registration Importance

The core legal question revolves around whether the notation made by the Register of Deeds on April 18, 1916, concerning Thomas's deed constituted effective registration or transfer of title. The court found that mere notation in the entry book did not eq

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