Title
Supreme Court
De Leon vs. Calalo
Case
G.R. No. 152332
Decision Date
Nov 15, 2002
Eduardo Calalo contested a mortgage by his brother Augorio to Dr. Roberto de Leon, claiming ownership. SC upheld Dr. De Leon as a mortgagee in good faith, affirming the mortgage's validity, while ownership disputes were deferred.

Case Summary (G.R. No. 152332)

Applicable Law

The case predominantly refers to the provisions of the 1987 Constitution of the Philippines and relevant articles of the Civil Code, particularly those surrounding contracts, property ownership, and mortgage validity.

Background and Claims

Eduardo Calalo contends that he purchased the property in question for P306,000.00 on September 13, 1984, while he was abroad serving as a member of the merchant marines. Due to his absence, ownership was registered under his brother, Augorio Calalo, who subsequently executed a Deed of Donation in favor of Eduardo's son, Julsunthie. Eduardo asserts that Augorio illegally mortgaged the property to Petitioner Dr. De Leon without Eduardo's consent and knowledge, which he only discovered in June 1992, following an extrajudicial foreclosure.

Actions and Defense by the Petitioner

In his defense, Petitioner Dr. De Leon claimed to be a mortgagee in good faith. He argued that he ascertained the ownership of Augorio, who possessed the property and held a title in his name. The mortgage was duly registered, and De Leon insisted that Eduardo's claims regarding ownership were unenforceable, emphasizing that the Deed of Donation to Julsunthie was not registered, thus rendering it ineffective against third parties like himself.

Trial Court Decision

The Regional Trial Court ruled in favor of the Petitioner, acknowledging his status as a mortgagee in good faith, validating the mortgage as enforceable under the law. The court reasoned that the documents provided by Augorio corroborated his ownership and that the Deed of Donation, being unregistered, did not challenge the mortgage's validity. Consequently, the court ordered Eduardo or Julsunthie to redeem the property by settling the mortgage debt.

Appellate Court Reversal

Responding to Eduardo's appeal, the Court of Appeals reversed the trial court's decision, determining that the ownership dispute among Eduardo, Augorio, and Julsunthie required resolution before concluding the mortgage's validity. The appellate court posited that Julsunthie was an indispensable party necessary for the litigation since any decision regarding ownership would impact his rights.

Supreme Court Decision

Upon review, the Supreme Court reversed the Court of Appeals' ruling and reinstated the trial court's decision. The Court underscored that the land was properly titled in Augorio's name, and Petitioner De Leon had no knowledge of any conflicting claims prior to the foreclosure. The Court emphasi

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