Title
De Jesus vs. G. Urrutia and Co.
Case
G.R. No. 10863
Decision Date
Jan 11, 1916
Diego Linan mortgaged lands to G. Urrutia & Co. in 1906; after foreclosure, a deficiency judgment led to the levy and sale of lands claimed by Hermogenes de Jesus. The Supreme Court ruled the transfers to Jesus were valid, supported by consideration, and not fraudulent, annulling the levy and affirming Jesus as rightful owner.

Case Summary (G.R. No. 10863)

Applicable Law

The case is governed by the legal principles under the Philippine Civil Code of 1889, particularly focusing on issues of fraud and property conveyance, as it pre-dates the 1935 Constitution.

Transaction Background and Foreclosure

In the context of mortgage law, Diego Linan executed a mortgage to G. Urrutia & Co. amounting to P 12,591.35 on his properties to guarantee repayment over a three-year period at an annual interest rate of 9%. Following Linan's failure to meet the mortgage obligation, a foreclosure action culminated in a judgment granting the mortgagee a deficiency judgment of P 7,874.97 after the sale of the mortgaged property, leading to a subsequent levy on other lands claimed to belong to Hermogenes de Jesus.

Appellant's Claim and Trial Findings

De Jesus, asserting ownership of the levied lands, lodged a claim based on conveyances from Linan between 1906 and 1908. The trial court dismissed De Jesus's claim, finding that these conveyances were executed to defeat G. Urrutia & Co.'s ability to collect the mortgage debt, describing the transactions as simulated and without valid consideration arising from fraudulent intent.

Appellate Court's Analysis of Evidence

Upon review, the appellate court determined that the trial court's findings lacked substantial evidentiary support. Testimony and documents indicated that the transfers to De Jesus occurred before the execution of the mortgage and that there had been no acknowledgment of fraudulent intent from either Linan or De Jesus during the conveyance period. The court emphasized the absence of actual fraud or the intent to hinder creditors, ruling that neither individual had knowledge of upcoming liens on the property at the time of the transfers.

Consideration and Solvency Findings

The appellate court also concluded that the transaction involved a legitimate consideration as it addressed existing debts owed by Linan to De Jesus. Furthermore, evidence presented indicated that Linan was solvent at the time of the mortgage, retaining multiple parcels of property, undermining claims of fraudulent intent related to insolvency post-transfer. The court established that the mortgages an

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